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Tom Cifichiello - Loan Officer | NMLS 1430482 in Basking Ridge, NJ

Tom Cifichiello

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Loan Officer | NMLS 1430482

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Tom Cifichiello (NMLS #1430482) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Tom provides comprehensiv... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
  • FTP
    C
    Catia O
    Roselle Park, NJ
    Posted on July 29th, 2020 02:13 PM
    Tom was very supportive during the process of buying our first house. We hit few delays on our end and he was very patient, understanding and explained every step of the process. We have tried to deal with other mortgage specialists in the...
    read more
  • FTP
    A
    Adel S
    Edison, NJ
    Posted on July 5th, 2020 02:50 PM
    I have been working with Tom for few years now and closed on few properties. Tom always goes out of his way for his clients, Tom is very informative and always find ways to help and support everyone. The best thing is he does it with love and...
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  • FTP
    K
    Kyle P
    Pittstown, NJ
    Posted on July 4th, 2020 08:32 PM
    Tom was available every step of the way. He was able to communicate the loan process in a manner that was easy to understand and was able to answer all of our clarifying questions. Tom worked diligently for us during a global pandemic; we are...
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  • FTP
    L
    Lindsay L
    Bronx, NY
    Posted on July 4th, 2020 06:35 PM
    Tom is an excellent communicator. He was never pushy with us about our refinance, which I really appreciated. Felt like he gave us all the facts about our loan. Would recommend him to anyone looking for a home loan.
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    G
    Gabrielle V
    Scotch Plains, NJ
    Posted on July 2nd, 2020 02:06 PM
    Tom was extremely pleasant to work with! He was available whenever we called, even if it was not during typical business hours. He was so patient and kind, and always made sure to explain everything clearly throughout this whole process. We...
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  • FTP
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    Raymond L
    Bronx, NY
    Posted on July 1st, 2020 02:05 PM
    Tom was very prompt with responses, very thorough in explaining the process. Never felt pushed or pressured. Great person to work with.
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    J
    Jane A
    East Orange, NJ
    Posted on June 11th, 2020 12:45 PM
    Overall, great experience. Tom was very knowledgeable, informative and made sure we stayed up to date throughout the process.
  • FTP
    J
    Jeffrey M
    East Orange, NJ
    Posted on June 10th, 2020 10:37 PM
    Tom understood all my needs for the loan and offered plently of options to get what needed from the deal.
  • FTP
    A
    Angela A
    Basking Ridge, NJ
    Posted on June 9th, 2020 02:11 PM
    Tom was helpful through the whole process. He was very approachable and made me feel comfortable. He took the time to answer my questions though I had very many. Overall good experience.
  • FTP
    L
    Leo J
    Nanuet, NY
    Posted on June 5th, 2020 03:38 PM
    Tom recently Help me purchase my first home his level of advice and communication was spectacular. He made himself available to me at pretty much any hour via Phone, email and texts. Tom is Great guy and very knowledgeable and patient was very...
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    About
    Tom Cifichiello (NMLS #1430482) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Tom provides comprehensive home financing solutions with Embrace Home Loans. Loan Officer Thomas Cifichiello has joined the Basking Ridge, New Jersey Branch of Embrace Home Loans. Tomâ_x0080__x0099_s responsibilities include assisting and educating borrowers in acquiring mortgage loans as well as establishing long-lasting relationships with professionals within the industry. Contact Tom today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Adjustable Rate Mortgages
    Non-QM
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    Positions
    • Embrace Home Loans - Mortgage Loan Officer
      Aug 1st, 2016 - Current

    Year Started

    1983

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 1430482
    Videos
    video
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

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    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
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    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.