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Tom Cifichiello - Loan Officer | NMLS 1430482 in Basking Ridge, NJ

Tom Cifichiello

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Loan Officer | NMLS 1430482

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Tom Cifichiello (NMLS #1430482) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Tom provides comprehensiv... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
  • FTP
    R
    Ronak P
    Bridgewater, NJ
    Posted on September 23rd, 2020 02:17 PM
    Tom was excellent loan officer and helped to close the mortgage earlier than anticipated date.
  • FTP
    C
    Christopher Z
    Branchburg, NJ
    Posted on September 23rd, 2020 01:48 PM
    Tom was extremely responsive and helpful throughout the process of our re-fi. He was proactive in sending me information before I needed to even ask. Anything I did have a question for he answered so quickly it made it painless. It was a very...
    read more
  • FTP
    M
    Marylee C
    Glenwood, NJ
    Posted on September 8th, 2020 09:10 PM
    Tom was very responsive to any questions we had throughout the loan process and communication was easy.
  • FTP
    E
    Emily S
    Hawthorne, NJ
    Posted on September 6th, 2020 03:13 PM
    Tom was an absolute pleasure to work with. He was helpful, knowledgable and made my first-time home buying experience a great one! Tom clearly goes above and beyond for his clients and I will highly recommend him to others.
  • FTP
    W
    William C
    Newark, NJ
    Posted on September 6th, 2020 10:00 AM
    Had a great experience. Learned a lot and felt comfortable with all parties involved
  • FTP
    K
    Kenneth C
    Glenwood, NJ
    Posted on September 4th, 2020 04:14 PM
    Tom was polite, answered questions in a timely manner, also a good problem sliver.
  • FTP
    B
    Belinda L
    East Orange, NJ
    Posted on September 4th, 2020 04:40 AM
    Tom was extremely informative and took the time to explain the nature of the documents that I was required to sign. He was very responsive and kept abreast of the activities of application and process. He went above and beyond to accommodate...
    read more
  • FTP
    J
    James O
    Annandale, NJ
    Posted on September 3rd, 2020 04:38 AM
    Tom is professional, personable and extremely knowledgeable. My wife and I were first time home buyers and his expertise made us feel comfortable and confident every step of the way. He’s been a trusted advisor for us and we have already recommended...
    read more
  • FTP
    L
    Lillian F
    Basking Ridge, NJ
    Posted on September 3rd, 2020 12:21 AM
    Tom was referred to me by my realtor and He was professional, extremely helpful. He kept me aware every step of the way. I truly appreciated the efficiency in which he made things happened. He knew that I was pressed for time and he was able...
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  • FTP
    C
    Christopher C
    Bridgewater, NJ
    Posted on August 4th, 2020 08:06 PM
    Tom did a great job with my mortgage and the team at Embrace Home Loans was a pleasure to work with.
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    About
    Tom Cifichiello (NMLS #1430482) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Tom provides comprehensive home financing solutions with Embrace Home Loans. Loan Officer Thomas Cifichiello has joined the Basking Ridge, New Jersey Branch of Embrace Home Loans. Tomâ_x0080__x0099_s responsibilities include assisting and educating borrowers in acquiring mortgage loans as well as establishing long-lasting relationships with professionals within the industry. Contact Tom today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Adjustable Rate Mortgages
    Non-QM
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    Positions
    • Embrace Home Loans - Mortgage Loan Officer
      Aug 1st, 2016 - Current

    Year Started

    1983

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 1430482
    Videos
    video
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

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    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
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    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.