

Tom Banducci
Branch Manager | NMLS# 290222


California State University, Bakersfield
As a California licensed mortgage lender since 2002, I am proficient in all aspects of real estate mortgage lending. Ensuring that you make the right choice for you and your family is my ultimate goal and I am committed to providing my cus... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Tom is amazingly knowledgeable about this business and at what he does. He went above and beyond working out of normal business hours to help us with our loan. The perfect house came up and we needed to finalize things quickly. He is extremely...
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Tom is amazingly knowledgeable about this business and at what he does. He went above and beyond working out of normal business hours to help us with our loan. The perfect house came up and we needed to finalize things quickly. He is extremely...
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Tom is amazingly knowledgeable about this business and at what he does. He went above and beyond working out of normal business hours to help us with our loan. The perfect house came up and we needed to finalize things quickly. He is extremely...
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I'm a realtor in SF and have worked with Tom many times over the past few years . We only recommend lenders who can not only provide great rates but do all the upfront work to make sure our clients purchases are as stress free as possible....
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We had an exception case and Tom was the right guy to work with! He patiently walked me through every single step of the way to get our loan through at a very competitive rate. There were numerous issues along the way including a credit re-score...
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Tom and his team were exceptional in making a VERY tight closing possible, which was a challenging condition from the seller. Tom also was thoughtful in his analysis and patient in reviewing financing options with me. I trusted he'd be able...
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We’ve worked with Garuanteed Rate on several transactions and it has always been a great experience. This is escpecially true when we recently purchased a new home in San Francisco. Tom helped us find a loan that fit our financial situation...
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Thank you Tom for helping us get our NEW Dream condo (In San Francisco)!! Despite a few road blocks (which were out of our control), Tom made it all happen. Question 2 - was "Agree" because honestly, getting a mortgage in SF - whether with...
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I am so grateful to be in my new home! Tom Banducci and his team put in a lot of time and effort to help make this long-term dream a reality. Due to my unconventional financial situation, I wasn't sure that I could qualify for a loan. The process...
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Tom was great to work with. The frustration of dealing with lenders was eased by his sense of humor, patience and abundance of experience. Would absolutely recommend.
Reply from Owner
June 1st, 2017 10:07 PM
My dad always used to say, "...It's better to laugh than cry". Condo conversion financing is tricky. Since you owned both units the available pool of lenders with great rates was small. I'm pleased that you were happy with everything and enjoyed...
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About
As a California licensed mortgage lender since 2002, I am proficient in all aspects of real estate mortgage lending. Ensuring that you make the right choice for you and your family is my ultimate goal and I am committed to providing my customers with mortgage services that exceed their expectations, help them asses risk and ensure that they will sleep well at night.
Products & Services
Mortgage Loan Officer
Jumbo Home Loan
Specialities
Reverse Mortgages
Professional listener and strategist offering residential and multi-family real estate financing.
Jumbo, Interest-Only, Fractional TIC mortgages
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Education
- California State University, BakersfieldCommunicationsBachelor of Arts (BA)

Memberships
- BNI Giants San Francisco, CA
- San Francisco Italian-American Athletic Club
- BNI Giants Networking Group - San Francisco
Addresses and Serving Areas
Primary Serving Area
Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 290222
Hobbies
- Guitarist, Chef, Car nut...
- Chef, Guitarist, Car Nut
- Cooking, Guitar and Classic Cars
Disclaimer
© 2024 Cornerstone First Mortgage, Inc. All Rights Reserved. NMLS ID #173855 Equal Opportunity Lender.