Tom Banducci

Name: Cornerstone First Mortgage - San Diego
Address: 315 Montgomery Street 9TH Floor, San Francisco, California, 94104
Telephone: +1-415-606-7850
Rating: 4.97

Branch Manager | NMLS# 290222

Cornerstone First Mortgage - San Diego

4.97

(57)

California State University, Bakersfield

Mortgage

Mortgage Loan Officer

California State University, Bakersfield

Contact Info

(415) 606-7850

San Francisco, CA

https://cfmtg.com/tbanducci/

Location & Business Hours

Business Hours

Wed

8 AM to 5 PM

Thu

8 AM to 5 PM

Fri

8 AM to 5 PM

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4.97

(57)

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Experience.com

4.97

(18)

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4.8

(5)

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5.0

(34)

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Tom kept me in the loop on each of the steps, helping calm my nerves.

Reply from Tom Banducci

October 30th, 2025 11:41 PM

Thanks for your comments Adrian. I hope you are enjoying your home and appreciate having you as a client.

Tom was able to quickly calibrate the level of info provided to our level of familiarity. He worked on a few different solutions that met our changing needs, and communicated frequently and clearly about status and next steps. As first-time...

Reply from Tom Banducci

October 4th, 2025 12:21 AM

Hi Alex. Thanks so much for taking time to leave a review. You guys were great to work with and I appreciate having you as clients. I'm even happier that you were pleased with my work and our process.

Tom Banducci has received a review with 5 star rating from Gigi F

Reply from Owner

October 4th, 2025 12:19 AM

Wow, Gigi...I really appreciate your kind comments. I love working with people who "get it". I always think about how I feel when I am relying on someone to guide me through a process or experience that I know very little about. I try to treat...

I had an outstanding experience working with Tom and his team at Cornerstone First Mortgage. Tom went above and beyond for my first-time homebuyers, offering creative solutions that truly made the difference. His expertise, responsiveness,...

Reply from Tom Banducci

October 4th, 2025 12:19 AM

Had a very pleasant experience working with Tom Banducci at Cornerstone. Tom is knowledgeable, professional and direct. I appreciated his flexibility to jump on calls and his transparency on options available to us as first time homebuyers....

Reply from Owner

September 24th, 2025 06:09 PM

Dani: Thanks so much for taking the time to share your experience with me. You guys were wonderful to work with and I'm super happy you were pleased with everything. I appreciate having you as clients!

Tom is knowledgeable, professional and direct. I appreciated his flexibility to jump on calls and transparency on options available to us. I also appreciated his creativity with our HELOC option, particularly given the interest rate environment!...

Reply from Tom Banducci

September 22nd, 2025 09:40 PM

Thanks Daniela! You guys were so great to work with; I'm super glad you were happy with everything--that means a lot!

It was a pleasure working with Tom and his team. He hit all key milestones on time. His communiciation was superb. As the listing agent for the transaction, I truly appreciated his professionalism.

Reply from Tom Banducci

August 25th, 2025 05:41 PM

Hi Andy. Super nice of you to take the time to leave a review. Much appreciated and let's do another one soon.

Tom Banducci has received a review with 5 star rating from Mark C

Reply from Owner

August 25th, 2025 05:45 PM

Thanks Mark! Great to work with you.

Tom was proffesional, organized, and efficient. His communication was on point. Would highly reccomend Tom to anyone looking for a great mortgage broker!

Reply from Tom Banducci

August 25th, 2025 05:37 PM

Thanks Mark! I enjoyed working with you as well and I'm pleased that you were happy with everything. We really made sure our buyer had a smooth purchase and she loves her new home.

Tom helped me through the loan process as a first time home buyer and was there to answer our concerns right away. It felt like it took a while at first but that was because we got underwritten before we started looking at houses. Once we got...

Reply from Tom Banducci

June 25th, 2025 11:23 PM

Riley: Thanks so much for taking the time to post a review. I'm super happy you guys were happy with everything. It's true, that getting fully underwritten can slow the process down a bit at the start, but it was a major factor in presenting...

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About

As a California licensed mortgage lender since 2002, I am proficient in all aspects of real estate mortgage lending. Ensuring that you make the right choice for you and your family is my ultimate goal and I am committed to providing my customers with mortgage services that exceed their expectations, help them asses risk and ensure that they will sleep well at night.

Products & Services

Mortgage Loan Officer

Jumbo Home Loan

Specialities

Reverse Mortgages

Professional listener and strategist offering residential and multi-family real estate financing.

Jumbo, Interest-Only, Fractional TIC mortgages

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Education

California State University, Bakersfield