

Tom Banducci
Branch Manager | NMLS# 290222


California State University, Bakersfield
As a California licensed mortgage lender since 2002, I am proficient in all aspects of real estate mortgage lending. Ensuring that you make the right choice for you and your family is my ultimate goal and I am committed to providing my cus... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Tom Banducci is now my go to lender. Tom has helped me literally change lives. With his extensive knowledge of the industry, Tom always get the job done. Tom Banducci is the best lender I've ever dealt with.
Reply from Owner
June 25th, 2025 11:25 PM
Thanks Evan! I appreciate your kind words. I love working with professionals who share my passion for changing people's lives for the better. There's nothing more satisfying than handing the keys to someone who thought they'd never be able...
read more
Amazing, seamless experience with Tom and the whole Cornerstone team!
Reply from Owner
March 28th, 2025 09:27 PM
Thanks so much Chris! I'm glad you were happy and I am pleased to be have been able to help put the finishing touches on your condo conversion. Appreciate having you as a client!
Tom was amazing from the beginning. Took a very complex refinance and made the whole process easy and seamless. Would highly recommend and will be keeping him in mind for any future business!
Reply from Tom Banducci
April 4th, 2025 06:16 PM
I enjoyed working with you. Thanks for the great feedback.
we Learned so much from him he made the experience great!!
Reply from Tom Banducci
March 28th, 2025 05:31 PM
Wow! Thanks for the kind words Jasmine! I'm so happy to hear that you were happy with everything. I love helping to educate my clients along the way to owning their first home. Congrats again and thanks for your trust.
Tom is great with his responsiveness, knowledge, and communication. We always felt that he had our best interests in mind. We will reach out to him along the refinance path.
Reply from Tom Banducci
October 18th, 2024 12:09 AM
Thanks so much Ken! You guys were great to work with and I'm grateful that you were pleased with everything. Congrats on your new home!
Tom was extremely helpful and always available to answer questions. He is very knowledgeable and exactly knew how to approach our loan and get it done in time. Extremely happy and would recommend Tom
Reply from Owner
July 10th, 2024 04:52 PM
I'm so happy to hear you were pleased and appreciate having you as client.
Everything went smooth, Tom helped us a lot, explained every details and was always available to answer any questions we had. He is extremely knowledgeable and knew exactly how to get this loan done in time.
Reply from Tom Banducci
July 10th, 2024 04:54 PM
Thanks Nikita! Appreciate the kind words. Thanks again for your trust and for allowing me to help you purchase your "forever home".
Tom was very responsive and had a high level of communication which is crucial in our business. Much appreciated his hard work with our client and look forward to working with him in the future.
Reply from Tom Banducci
July 10th, 2024 04:57 PM
Hi Lisa! It was great to work with you and Tracy on this complicated purchase. We all worked together to make this happen for our clients and the sellers. It's nice to do business with people who "get it". Hope you work with you again soon....
read more
Tom has handled three refi's for us and I highly, highly recommend him. Tom is very helpful in explaining options and why you might choose one or the other. He takes time to explain things. Tom is very responsive to questions and requests....
read more
Tom is easy to work with, very helpful, and will explain terms in a simple understandable way.
21–30 of 57
About
As a California licensed mortgage lender since 2002, I am proficient in all aspects of real estate mortgage lending. Ensuring that you make the right choice for you and your family is my ultimate goal and I am committed to providing my customers with mortgage services that exceed their expectations, help them asses risk and ensure that they will sleep well at night.
Products & Services
Mortgage Loan Officer
Jumbo Home Loan
Specialities
Reverse Mortgages
Professional listener and strategist offering residential and multi-family real estate financing.
Jumbo, Interest-Only, Fractional TIC mortgages
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Education
- California State University, BakersfieldCommunicationsBachelor of Arts (BA)

Memberships
- BNI Giants San Francisco, CA
- San Francisco Italian-American Athletic Club
- BNI Giants Networking Group - San Francisco
Addresses and Serving Areas
Primary Serving Area
Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 290222
Hobbies
- Guitarist, Chef, Car nut...
- Chef, Guitarist, Car Nut
- Cooking, Guitar and Classic Cars
Disclaimer
© 2024 Cornerstone First Mortgage, Inc. All Rights Reserved. NMLS ID #173855 Equal Opportunity Lender.