Tom Banducci

Name: Cornerstone First Mortgage - San Diego
Address: 315 Montgomery Street 9TH Floor, San Francisco, California, 94104
Telephone: +1-415-606-7850
Rating: 4.97

Branch Manager | NMLS# 290222

Cornerstone First Mortgage - San Diego

4.97

(57)

California State University, Bakersfield

Mortgage

Mortgage Loan Officer

California State University, Bakersfield

Contact Info

(415) 606-7850

San Francisco, CA

https://cfmtg.com/tbanducci/

Location & Business Hours

Business Hours

Sat

closed

Sun

closed

Mon

8 AM to 5 PM

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4.97

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4.97

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4.8

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5.0

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Tom was always available and a pleasure to work with. As first time buyers we had a lot of questions which he answerd prompltly

As a Realtor, Tom is exactly the kind of lender I want in a transaction: experienced, calm, strategic, and exceptionally good at explaining what’s actually going on.I’ve gotten to know Tom over the last two years, and what stands out to me...

There are a lot of steps to getting a mortgage and the proprietary app was easy to use and very helpful. Like all buyers, we had a couple of hiccups with underwriter requests, but but Tom navigated these swiftly and found suitable workarounds...

Reply from Tom Banducci

September 8th, 2026 03:22 AM

Hi Ghada. Thanks for taking the time to share your thoughts. I really happy that we were able to close your purchase early in spite of the extra underwriting requests. You were super responsive and I enjoyed working with you on getting your...

We have a great experience working with Tom, he is very helpful to provide our construction clients with solutions to help them achieve their goals of home construction and renovation. He is very creative and resourceful . highly recommend...

Reply from Owner

July 31st, 2026 09:13 PM

Hi Team Atlas! I appreciate your trust in allowing me to help your clients understand their options for financing their home construction dreams. It's always great working with you.

True mortgage professional and incredibly knowledgeable。 The experience and client services offered by Tom are unmatched。 Highly recommended for straightforward honest coaching for this area of financial planning for families and individuals...

Reply from Owner

July 31st, 2026 09:20 PM

Thanks Jeff! I'm always happy to help people understand their home financing options. Just like you, honest and straight-forward is the only way to do business. I appreciate you trusting me with your clients.

Tom and his team have great tools to get a loan approved. They can help entrepreneurs, retired folks with investment properties and more. Think you can't buy, give Tom a call!!

Reply from Owner

July 31st, 2026 09:16 PM

Thanks Marcus! I Appreciate you taking the time to offer a review. We all need to be able to say "yes" to more clients these days and I'm happy I get to do that on a daily basis.

Tom is an excellet broker. He helps us through every step of the process and puts his customers first every time.

Reply from Tom Banducci

April 30th, 2026 04:48 PM

Thanks Aaron! I appreciate having you as clients and you are always great to work with.

Tom did a great job of explaining every step of the process and was very patient with us while we were trying to figure everything out

Reply from Tom Banducci

April 6th, 2026 11:20 PM

Thanks Dominic! You guys got a great home and I'm so happy I was able to help and that you were pleased with everything!

Tom was very transparent in communicating the information we needed throughout this process. Tom was also Surprislingly accessible due to my working schedule which is quite rare. We were amazed @the amount of time we were able to get this closed...

Reply from Tom Banducci

March 17th, 2026 09:47 PM

I'm so glad you were happy with everything Reggie. Happy to have been able to make this happen for you and your family.

Tom is a calm presence in what can be a fraught situation working with buyers in escrow under serious time constraints. Communication was excellent, steady and thorough. I highly recommend!

Reply from Tom Banducci

October 30th, 2025 11:43 PM

Christine: It was great working with you; I feel like we had a real good team to help our client get over the finish line on his first home purchase. Let's do another!

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About

As a California licensed mortgage lender since 2002, I am proficient in all aspects of real estate mortgage lending. Ensuring that you make the right choice for you and your family is my ultimate goal and I am committed to providing my customers with mortgage services that exceed their expectations, help them asses risk and ensure that they will sleep well at night.

Products & Services

Mortgage Loan Officer

Jumbo Home Loan

Specialities

Reverse Mortgages

Professional listener and strategist offering residential and multi-family real estate financing.

Jumbo, Interest-Only, Fractional TIC mortgages

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Education

California State University, Bakersfield