

Todd Johnson - Envoy Mortgage
Area Manager | NMLS # 101940


University of Kentucky
Envoy Mortgage is an Equal Housing Lender.
Envoy Mortgage, Ltd. NMLS ID #6666
(www.nmlsconsumeraccess.org)
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They made it fast and easy for me and did very good at explaining every step-by-step
Reply from Todd Johnson
November 24th, 2025 05:56 PM
I'm pleased to hear that the process was both quick and clear for you, Riccory. Ensuring that every step is well explained is important to me, so it's great to know you felt well-informed. Should you have any questions in the future or need...
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Todd and his team made the process easy. Thanks
Reply from Todd Johnson
November 12th, 2025 03:28 PM
I'm glad to hear that the process went smoothly for you, Curtis. Making things straightforward and easy for my clients is always a top priority. If you ever have further questions or need assistance in the future, please feel free to reach...
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Mr. Johnson is an excellent mortgage broker.
Reply from Todd Johnson
November 11th, 2025 02:34 PM
Thank you, Richard, for your kind recognition. I strive to provide the best service possible, and it's rewarding to know you feel positively about our interaction. If there's anything more I can assist you with in the future, please let me...
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Very communicative and helpful through every step
Reply from Todd Johnson
November 3rd, 2025 06:38 PM
I appreciate your kind words, Christy. Keeping open lines of communication and being helpful throughout each step is a priority for me. If you have any more questions or need assistance down the road, please feel free to reach out. Thank you...
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Willingness of everyone to help and how accessible everyone was. Did not make you feel like you were bothering them
Reply from Todd Johnson
October 31st, 2025 07:43 PM
It's great to know you felt well-supported and welcomed, Franz. Ensuring accessibility and making my clients feel comfortable throughout the process is important to me. If there's anything more I can do for you in the future, don't hesitate...
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Thanks Todd for making our re-fi smooth & easy! Clients for life!
Reply from Todd Johnson
October 30th, 2025 02:38 PM
I'm grateful for your trust and enthusiasm, Donna. Making the refinancing process smooth and easy is always my aim. It's wonderful to hear that you're satisfied with the service provided. Should you have any future mortgage needs or questions,...
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A very smooth process
Reply from Todd Johnson
October 22nd, 2025 01:47 PM
I'm glad to hear that everything went smoothly for you, Alyssa. If you have any more questions or need further assistance in the future, feel free to reach out. Thank you for your feedback!
Todd was very helpful and answered all questions asked within a timely manne! Todd was very supportive to us throughout the process and tried to provide answers when our realtor was not reaching back out. Todd helped with keeping things on...
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Reply from Todd Johnson
September 10th, 2025 12:32 AM
I'm pleased to hear that you found my assistance helpful, Celeste. It's important to me to be transparent and supportive, especially when there are unexpected setbacks. I'm glad I could help keep things on track. Thank you for sharing your...
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We started the loan process and ran into some difficulty. We were unsure if it would proceed, but the team stepped up and pulled it together for us with determination. We felt like they were sincerly concerned for us, and saw that every avenue...
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Reply from Todd Johnson
September 3rd, 2025 09:35 PM
It's uplifting to hear that we could support you during a challenging moment, Robert. I appreciate your kind words about the team's determination and concern throughout the process. Helping you secure the house you wanted is deeply rewarding....
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Todd and his team made the whole experience incredibly smooth and efficient. From start to finish, they were professional, responsive, and easy to work with. They communicated clearly throughout the process and made sure everything was handled...
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Reply from Todd Johnson
August 28th, 2025 04:24 PM
I'm thrilled to hear that you found the experience smooth and efficient, Edward. It's great to know that the communication and attention to detail made a positive impact on your journey. I appreciate your recommendation and am grateful for...
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About
Envoy Mortgage is an Equal Housing Lender.
Envoy Mortgage, Ltd. NMLS ID #6666
(www.nmlsconsumeraccess.org)
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA Streamline Refinance
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Education
- University of KentuckyMaster of Business Administration (MBA)

- Murray State UniversityBachelors in Finance

Positions
- Envoy Mortgage - Director of Investment LendingNov 1st, 2010 - Current
Memberships
- Mortgage Bankers Association
- Greater Louisville Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 101940
Awards
Achievements
- Best Place to Work in Louisville - 3 time winner
- Best Place to Work in Kentucky by the Kentucky Chamber of Commerce - ranked #1 in 2022
Hobbies
- Real Estate Investing
- Basketball & Golf
- Traveling
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Disclaimer

©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
952 Echo Lane, Suite 190 Houston, TX, 77024
(877) 232-2461 or (713) 977-8005
Envoy Mortgage's Legal and Licensing Information