

Todd Johnson - Envoy Mortgage
Area Manager | NMLS # 101940


University of Kentucky
Envoy Mortgage is an Equal Housing Lender.
Envoy Mortgage, Ltd. NMLS ID #6666
(www.nmlsconsumeraccess.org)
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Everything!
Todd, thank you so much for all of your hard work on my refinance. You did an outstanding job from start to finish. You were patient, professional, and always willing to answer my questions and explain everything clearly. I especially appreciate...
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Reply from Todd Johnson
August 12th, 2026 07:56 PM
I'm grateful for your kind words, Linda. It's wonderful to know that my efforts made your refinance and debt consolidation process easier. I appreciate your recognition of my communication and dedication throughout. Thank you for trusting me...
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Todd responded quickly with every question we had, and talked to us about every step of the process.
Reply from Todd Johnson
August 12th, 2026 07:07 PM
I'm glad to hear that I could provide quick responses and clear communication throughout the process, Kelsey. It's important to me that you felt informed and supported every step of the way.
Always communicated and answered any questions right away. Made a complicated transaction seamless!
Reply from Todd Johnson
August 4th, 2026 06:50 PM
Thank you for trusting me & my team!
Every one was nice and cooperative, except Miss Yost. In my opinion she has a my way or the highway , take it or leave it type attitude. Every one else was nice, helpful, and ready to go the extra mile.
Reply from Todd Johnson
August 4th, 2026 06:51 PM
Congratulations on the new home!
Todd is a true professional at what he does. Beyond his expertise and guidance, he was attentive, responsensive and completely on the ball. From start to finish, he made what could have been a complicated process feel smooth and manageable.
Reply from Todd Johnson
August 3rd, 2026 05:16 PM
Thank you, April, for your kind words. I'm pleased to know that my guidance and attentiveness helped make the process feel smooth and manageable for you. Your feedback means a lot to me, and I'm here if you ever need further assistance.
From the very beginning, everyone on the team made us feel like our home purchase truly mattered. Buying a home can be incredibly stressful, especially with unexpected challenges along the way, but they consistently reassured us and kept us...
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Reply from Todd Johnson
July 10th, 2026 03:22 PM
Thank you, Steven, for sharing your experience. I'm grateful to hear that you felt supported and valued throughout the home buying process. It's wonderful to know that our team's dedication and commitment made a positive impact on your journey...
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Todd worked with me and was very easy to commuinucate with during the process. Was able to get us from offer to close in a month and walk me through every step. Todd and his staff is top notch! Would refer Envoy and Todd to anyone wanting to...
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Reply from Todd Johnson
July 7th, 2026 01:34 PM
Thank you so much, Eric. I'm pleased to hear that the process went smoothly and that communication was easy. It's great to know that you felt supported every step of the way. I appreciate your kind words and your willingness to refer Envoy...
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Todd and the team were very helpful throughout the entire process
Reply from Todd Johnson
May 22nd, 2026 02:18 PM
Thank you, Matthew. I'm glad to hear that you found my team and me helpful throughout the process. If you have any further questions or need assistance in the future, please don't hesitate to reach out.
Todd and his team were super helpful and very informative. Any questions or concerns I had were answered promptly. The team was super friendly and made the whole process smooth and easy. I could not have asked for a better experience!
Reply from Todd Johnson
April 24th, 2026 06:04 PM
Thank you for your kind words, Courtlyn. I'm glad to hear that you found my team helpful and informative, and that the process was smooth and easy for you. If you have any more questions or need assistance in the future, please feel free to...
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About
Envoy Mortgage is an Equal Housing Lender.
Envoy Mortgage, Ltd. NMLS ID #6666
(www.nmlsconsumeraccess.org)
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA Streamline Refinance
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Education
- University of KentuckyMaster of Business Administration (MBA)

- Murray State UniversityBachelors in Finance

Positions
- Envoy Mortgage - Director of Investment LendingNov 1st, 2010 - Current
Memberships
- Mortgage Bankers Association
- Greater Louisville Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 101940
Awards
Achievements
- Best Place to Work in Louisville - 3 time winner
- Best Place to Work in Kentucky by the Kentucky Chamber of Commerce - ranked #1 in 2022
Hobbies
- Real Estate Investing
- Basketball & Golf
- Traveling
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Disclaimer

©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
952 Echo Lane, Suite 190 Houston, TX, 77024
(877) 232-2461 or (713) 977-8005
Envoy Mortgage's Legal and Licensing Information