

Todd Johnson - Envoy Mortgage
Area Manager | NMLS # 101940


University of Kentucky
Envoy Mortgage is an Equal Housing Lender.
Envoy Mortgage, Ltd. NMLS ID #6666
(www.nmlsconsumeraccess.org)
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Reviews from Web
From the very beginning, everyone on the team made us feel like our home purchase truly mattered. Buying a home can be incredibly stressful, especially with unexpected challenges along the way, but they consistently reassured us and kept us...
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Todd worked with me and was very easy to commuinucate with during the process. Was able to get us from offer to close in a month and walk me through every step. Todd and his staff is top notch! Would refer Envoy and Todd to anyone wanting to...
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Todd and the team were very helpful throughout the entire process
Reply from Todd Johnson
May 22nd, 2026 02:18 PM
Thank you, Matthew. I'm glad to hear that you found my team and me helpful throughout the process. If you have any further questions or need assistance in the future, please don't hesitate to reach out.
Todd and his team were super helpful and very informative. Any questions or concerns I had were answered promptly. The team was super friendly and made the whole process smooth and easy. I could not have asked for a better experience!
Reply from Todd Johnson
April 24th, 2026 06:04 PM
Thank you for your kind words, Courtlyn. I'm glad to hear that you found my team helpful and informative, and that the process was smooth and easy for you. If you have any more questions or need assistance in the future, please feel free to...
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The communication was consistent and clear! I knew what to expect and when. I appreciated the clear direction and professionalism!
Reply from Todd Johnson
April 24th, 2026 05:07 PM
I'm pleased to hear that you found the communication consistent and clear, Ealita. It's good to know that my direction and professionalism made a positive impact on your experience. If you have any more questions or need assistance, please...
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Todd and his team did a fantastic job finding the mortgage that fit my complicated needs.
One day I reached out and seemingly the next I was a homeowner. I highly recommend.
Reply from Todd Johnson - Envoy Mortgage
April 24th, 2026 06:05 PM
I'm happy to hear that my team and I could find a mortgage that fit your needs, Duane. It's great to know the process felt swift and efficient for you. Thank you for the recommendation!
Awesome services and people !
Reply from Todd Johnson - Envoy Mortgage
April 23rd, 2026 06:44 PM
I'm grateful for your positive feedback, Chris! It's great to know you found our services and team awesome. If you ever need further assistance, please don't hesitate to reach out.
It was smooth and easy
Reply from Todd Johnson
April 21st, 2026 01:48 PM
I'm happy to hear that your experience was smooth and easy, Kyle. Thank you for sharing your feedback! If you have any other questions or need assistance in the future, please feel free to reach out.
Todd is extremely responsive and thorough! Builds trust with his effort to answer question and hop on phone calls whenever needed. Excellent .
Reply from Todd Johnson
March 31st, 2026 04:40 PM
Thank you for your kind words, Mattilyn. I'm glad to know that you felt the effort I put into responding promptly and thoroughly. Building trust and being available to answer your questions is very important to me. If there's anything else...
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Clear communication and constant availability when we had any questions
Reply from Todd Johnson
February 13th, 2026 03:46 AM
Thank you Haley - Congratulations on becoming a homeowner
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About
Envoy Mortgage is an Equal Housing Lender.
Envoy Mortgage, Ltd. NMLS ID #6666
(www.nmlsconsumeraccess.org)
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA Streamline Refinance
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Education
- University of KentuckyMaster of Business Administration (MBA)

- Murray State UniversityBachelors in Finance

Positions
- Envoy Mortgage - Director of Investment LendingNov 1st, 2010 - Current
Memberships
- Mortgage Bankers Association
- Greater Louisville Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 101940
Awards
Achievements
- Best Place to Work in Louisville - 3 time winner
- Best Place to Work in Kentucky by the Kentucky Chamber of Commerce - ranked #1 in 2022
Hobbies
- Real Estate Investing
- Basketball & Golf
- Traveling
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Disclaimer

©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
952 Echo Lane, Suite 190 Houston, TX, 77024
(877) 232-2461 or (713) 977-8005
Envoy Mortgage's Legal and Licensing Information
