

Todd Johnson - Envoy Mortgage
Area Manager | NMLS # 101940


University of Kentucky
Envoy Mortgage is an Equal Housing Lender.
Envoy Mortgage, Ltd. NMLS ID #6666
(www.nmlsconsumeraccess.org)
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Todd certainly knows his business and his very patient with me since I'm not very technology savvy, and he was very kind and working with me through that very motivated and loves his work
Reply from Todd Johnson
February 10th, 2026 02:29 AM
Thank you for the kind words. I genuinely enjoy what I do!
Todd and Kim were incredible to work with, they made the whole process as simple as possible and made sure our loan was processed in record time. We have our dream home because of them, can’t recommend enough!!!
Reply from Todd Johnson - Envoy Mortgage
February 13th, 2026 05:29 PM
It's wonderful to hear that you had such a positive experience with Kim and me, Fiona. Streamlining the process and ensuring timely loan processing are key aspects I focus on, so I'm glad we helped you achieve your dream home. If there's anything...
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Todd, Kim, and the entire team at Envoy made the process of securing a loan and closing on our new home than I could have ever imagined. The team was extremely communicative, thorough, and accommodating, making sure that we could confidently...
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Reply from Todd Johnson
February 5th, 2026 05:21 PM
Thank you Tyler for the kinds words and trusting Envoy again!
Todd and Aimee were great to work with! They had excellent communication and made the process simple.
Reply from Todd Johnson
February 9th, 2026 10:59 PM
I’m pleased to hear that you had a positive experience working with Aimee and me, Joe. Clear communication and a straightforward process are always my goals. If there’s anything more you need or any questions in the future, please feel free...
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Ten million plus in transactions countless deals and decades of mortgage experience and I have never.had a better more confident and helpful experience. Im still blown away by the miracle that Todd and Aimee made possible for me. Extreme gratitude....
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Reply from Todd Johnson - Envoy Mortgage
February 9th, 2026 10:19 PM
Thank you, Scott, for sharing your experience. I'm thrilled to hear that you felt confident and supported throughout the process. It's truly rewarding to know that Aimee and I were able to make a positive impact. If you ever need further assistance...
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Todd, Kim and their team went above and beyond to help us out of a tricky situation, getting us to clear to close in just over a week. They are responsive, informed, effective, and patient. We are so grateful and cannot recommend them enough!...
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Reply from Todd Johnson
February 9th, 2026 05:19 PM
I appreciate your kind words, Pedro. It's rewarding to know that my efforts, along with Kim and the team's, were able to assist you in a challenging situation. Providing responsive and informed service is always a priority for me. If you ever...
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First offer the communication is amazing! All questions answered and anytime anything was needed, they immediately let us know. The other major plus is they truly feel like they're working for you. They go to bat and do everything in there...
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Reply from Todd Johnson
January 30th, 2026 07:23 PM
Thanks Stew for your continued trust in me & my team
Easy process and good execution.
Reply from Todd Johnson
January 30th, 2026 06:16 PM
It's great to hear that you found the process easy and well-executed, Steven. Making the experience straightforward and effective is important to me. If you have any additional thoughts or need assistance in the future, feel free to reach out....
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Overall great experience
Reply from Todd Johnson
December 11th, 2025 07:03 PM
I'm grateful for your feedback, Lauren. I'm pleased to hear you had a great experience. If you have any more thoughts to share or need assistance, feel free to reach out. Thank you once again!
Online services offer the convenience of completing tasks without the need for an office visit. Additionally, they maintained constant communication throughout the process of monitoring my lung’s progress.
Reply from Todd Johnson
November 26th, 2025 02:18 PM
I'm glad you found the online services convenient, Kim, and that the communication was consistent throughout your experience. Ensuring processes are seamless and clear is something I focus on. If there’s more I can do for you or if you have...
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About
Envoy Mortgage is an Equal Housing Lender.
Envoy Mortgage, Ltd. NMLS ID #6666
(www.nmlsconsumeraccess.org)
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA Streamline Refinance
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Education
- University of KentuckyMaster of Business Administration (MBA)

- Murray State UniversityBachelors in Finance

Positions
- Envoy Mortgage - Director of Investment LendingNov 1st, 2010 - Current
Memberships
- Mortgage Bankers Association
- Greater Louisville Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 101940
Awards
Achievements
- Best Place to Work in Louisville - 3 time winner
- Best Place to Work in Kentucky by the Kentucky Chamber of Commerce - ranked #1 in 2022
Hobbies
- Real Estate Investing
- Basketball & Golf
- Traveling
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Disclaimer

©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
952 Echo Lane, Suite 190 Houston, TX, 77024
(877) 232-2461 or (713) 977-8005
Envoy Mortgage's Legal and Licensing Information