Todd Shale
Producing Branch Manager
At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
My wife and I have worked with Todd for many years, and we find him very trustworthy due to his professionalism. We would recommend him without hesitation!
Reply from Todd Shale
February 19th, 2026 02:44 PM
It's wonderful to hear about your continued trust in my work and that you feel confident recommending me, Elmer. Building such a long-standing professional relationship is truly valuable to me. If you or your family ever need further assistance,...
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would like to leave an evaluation for Todd Shale regarding our home purchase.We had our first attempt with another lender, but unfortunately he did not do his best. Todd, on the other hand, was exceptional. He was professional, attentive, and...
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Reply from Todd Shale
February 12th, 2026 02:35 PM
Hearing about your positive experience with the home-buying process means a lot to me, Fernando. I'm glad I could assist you in securing your dream home and that my dedication was clear throughout our interactions. Your gratitude is sincerely...
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I would like to leave an evaluation for Todd Shale regarding our home purchase.We had our first attempt with another lender, but unfortunately he did not do his best. Todd, on the other hand, was exceptional. He was professional, attentive,...
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Reply from Owner
July 7th, 2026 02:07 PM
Thank you for sharing your kind words, Fernando. Knowing that I played a part in helping you secure your dream home is truly gratifying. I'm glad I could provide the support and guidance needed throughout the process. If there's anything else...
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Todd was absolutely incredible throughout our entire home-buying process. From the very beginning, he showed professionalism, patience, transparency, and genuine care for our family.What truly stood out was his human approach. He took the time...
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Reply from Todd Shale
February 9th, 2026 06:57 PM
I'm pleased to know that my approach made a positive impact on your home-buying journey, Agda. It was important to me to ensure you felt supported and informed every step of the way. Your feedback is greatly appreciated, and I'm thankful for...
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Todd was great! The underwriting team was a little slow. Understandable though as it was during Christmas holidays. But would of like quicker responses from underwriting and little bit of work on weekend as close was on Monday.
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Reply from Todd Shale
January 7th, 2026 04:12 PM
I appreciate your feedback, Daniel, and I'm glad to hear you found my support helpful. I understand the timing around the holidays can sometimes lead to slower responses from the underwriting team. I value your patience during that period and...
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Todd Shale has been extremely helpful and is very knowledgeable. We highly recommend Todd Shale.
Reply from Todd Shale
January 6th, 2026 04:21 PM
Thank you for your kind endorsement, Robert. Being able to assist you has been rewarding, and I'm grateful for your recommendation. If there’s anything more I can do for you in the future, please don't hesitate to contact me.
Todd Shale is very friendly, knowledgable, and thorough. We are very pleased with Todd Shale. He is phenomenal.
Reply from Todd Shale
January 6th, 2026 04:11 PM
I appreciate your review and positive feedback, Penny. I'm glad you felt well-supported throughout the process. Your satisfaction is important to me, and if you ever have further needs or questions, please don't hesitate to get in touch.
From day one Todd was helpful did everything in his power to guide me.I honestly could not thank him enough for all his help and his team.I would highly recommend him to any one.
Reply from Todd Shale
December 3rd, 2025 03:32 PM
I'm really pleased to hear about your positive experience, Jadilka. It was my pleasure to help guide you through the process, and I'm grateful for your kind words. Thank you for recommending me—your trust means a lot. If you need anything in...
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Todd has been excellent to work with. Even after closing we have updates that help us navigate through post closing needs. He accommodated our schedule and was very knowledgeable. Thank you!
Reply from Owner
May 7th, 2026 05:36 PM
Emily, I'm grateful for your kind words and pleased to hear that you found my support helpful even after closing. It's great to know that the updates are assisting you with your post-closing needs. If you ever have more questions or need further...
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Todd has been excellent to work with. Even after closing we have updates that help us navigate through post closing needs. He accommodated our schedule and was very knowledgeable. Thank you!
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About
At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to make each venture memorable and enjoyable. We offer a wide array of unique loan products and we're experts at matching clients up with programs that fit their individual circumstances. When it comes to anticipating needs, answering questions, and providing updates on loan status, we're known for our responsiveness.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
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Memberships
- NMLS #659715
Year Started
2002
Time Zone
Central Time
Licenses
- NMLS #659715
Hobbies
- Pickleball
- Golf
- Tennis
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Disclaimer
Maryland Mortgage Lender License # 19454. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions