

Todd Shale
Producing Branch Manager

At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Todd was excellent! This was my 3rd closing with him and there will definitely be more. Thanks for everything.
Reply from Todd Shale
June 23rd, 2026 03:31 PM
Michael, I appreciate your continued trust and support through multiple closings. I'm glad to hear that you've had an excellent experience, and I look forward to assisting you with any future needs. Thank you for your kind words.
Todd and Waterstone were such a blessing as they helped our family secure the perfect home! Todd truly cares for his clients and their needs! Getting to know what’s most important to them so that he can best serve them! He never once pressured...
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Reply from Owner
June 23rd, 2026 02:14 PM
Melissa, thank you for sharing your experience. I'm grateful to have been able to support your family in securing your perfect home. Understanding what's most important to my clients is a priority for me, and I'm pleased that my approach was...
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Todd was phenomenal in how he communicated with me throughout our journey of selling and buying! Todd truly took time to know me and my story which made me feel valued as a customer! It was far more than a transaction! He made everything feel...
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Reply from Todd Shale
June 23rd, 2026 08:28 PM
Melissa, I'm grateful for your kind words and thrilled to hear that you felt valued throughout the process. It was important to me to understand your story and ensure everything was clear and straightforward for you. Thank you for allowing...
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Great experience. Todd put everything aside to assist us anytime we needed it.
Reply from Todd Shale
June 10th, 2026 08:25 PM
Joshua, I'm pleased to hear that you had a great experience. I'm glad I could assist you whenever needed. If there's anything else you require, please feel free to reach out.
Todd provides excellent communicaiton and sets the stage for a succesful process. He also provides great comuniation during each phase.
Reply from Todd Shale
June 9th, 2026 01:24 PM
Mathew, thank you for your kind words. I'm glad to hear that my communication helped set the stage for a successful process. If there's anything more I can assist you with, please feel free to reach out.
Todd was fantastic! He maintained transparent communication throughout the entire process and proactively shopped for homeowners insurance on my behalf, finding me an excellent rate. He truly cares about his clients and always stayed on top...
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Reply from Todd Shale
June 3rd, 2026 08:32 PM
Shanon, I appreciate your kind words and am glad to hear that my efforts made your first-time homebuying experience seamless and stress-free. It's important to me to maintain transparent communication and provide proactive support, so I'm happy...
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Todd took the time to discuss all the options and answer many questions for us. His personal touch is why we stuck with Waterstone.
Reply from Todd Shale
June 1st, 2026 08:04 PM
David, I'm thankful for your kind words. It's great to know that my personal approach and taking the time to discuss your options made a difference for you. If you have any more questions or need further assistance, I'm here to help.
Excelent service friendly and professional
Reply from Todd Shale
May 15th, 2026 08:41 PM
Angel, I appreciate your kind words about my service. I'm glad to hear you found it both friendly and professional. If you ever need assistance in the future, feel free to reach out.
Todd Shale has received a review with 5 star rating from Paperboi D
Reply from Owner
April 20th, 2026 07:53 PM
Thank you for the perfect rating, Paperboi. I appreciate your support and am here if you ever need assistance in the future.
I just wanted to take a moment to sincerely thank Todd for all his help throughout this process. your patience, professionalism, and willingness to guide me every step of the way truly made a difference. I really appreciate the time and effort...
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Reply from Todd Shale
April 20th, 2026 08:01 PM
Andre, I'm truly grateful for your kind words and appreciation. It was my pleasure to guide you through the process, and I'm pleased to know my efforts made a positive impact. I wish you all the best in your new journey and am here if you ever...
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About
At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to make each venture memorable and enjoyable. We offer a wide array of unique loan products and we're experts at matching clients up with programs that fit their individual circumstances. When it comes to anticipating needs, answering questions, and providing updates on loan status, we're known for our responsiveness.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
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Memberships
- NMLS #659715
Year Started
2002
Time Zone
Central Time
Licenses
- NMLS #659715
Hobbies
- Pickleball
- Golf
- Tennis
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Disclaimer
Maryland Mortgage Lender License # 19454. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions