

Todd Shale
Producing Branch Manager

At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Todd was great from the beginning to end, always responsive and open to any questions my wife and i had through out the process.
Reply from Todd Shale
April 9th, 2026 03:00 PM
I'm pleased to know you found my responsiveness and openness helpful during your home-buying journey, Chad. It means a lot that I could answer your questions effectively. Should you need any further assistance or have more questions down the...
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Todd was helpful every step of the way. From pre-approval to final closing, he was very responsive and attenetive to our needs.
Reply from Todd Shale
March 25th, 2026 02:36 PM
I appreciate your positive feedback, Douglas. It’s great to hear that I could assist you throughout the entire process, from pre-approval to closing. Your satisfaction is important, and I'm glad I could be attentive to your needs. If there's...
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Todd Shale has received a review with 5 star rating from N D
Reply from Owner
July 7th, 2026 02:07 PM
I appreciate your high rating, Nahara. If you ever have further questions or need assistance, I'm here to help.
Very fast process , They were always in communication with us, keeping us informed about how everything was going . We are very happy !!!!
Reply from Todd Shale
March 23rd, 2026 02:04 PM
Thank you for sharing your positive experience, Nahara. I'm pleased to hear that the process was quick and that I could keep you informed throughout. If there's ever anything more you need, feel free to reach out.
The process was easy and all questions were answered in a timely manner.
Reply from Todd Shale
March 23rd, 2026 05:54 PM
It's great to know that the process was smooth and your questions were addressed promptly, Vida. If there's anything else I can assist you with, please don't hesitate to reach out.
Thanks for everything you are the best
Reply from Todd Shale
March 20th, 2026 02:03 PM
I appreciate your kind words, Miguel. If there's anything more I can do for you, just let me know.
Todd Shale has received a review with 5 star rating from Will S
Reply from Owner
July 7th, 2026 02:07 PM
Thank you for the perfect rating, Will. If you have any questions or future needs, feel free to reach out.
Thank Todd a few hiccups but things work out . It was great working with you again
Reply from Todd Shale
March 9th, 2026 04:25 PM
I'm glad everything worked out and that we had the chance to work together again, William. If there’s anything else you need in the future, don't hesitate to get in touch.
My experience refinancing with Todd / Waterstone Mortgage was flawless. I personally recommend Waterstone Mortgage if you're looking for any Mortgage related services. Thank you to all the Professionals that were involved with my refinance....
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Reply from Todd Shale
March 2nd, 2026 03:57 PM
It's great to hear that your refinancing experience with me at Waterstone Mortgage went smoothly, Bruce. I’m pleased to know you would recommend our services. If you ever have more mortgage-related needs or questions, I'm here to help.
Amazing experience with Todd helped me understand everything through the process
Reply from Todd Shale
February 19th, 2026 04:37 PM
I appreciate your feedback, Chloe. I'm pleased to know that I could help clarify things for you during the process. Should you have any more questions or need assistance in the future, feel free to reach out.
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About
At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to make each venture memorable and enjoyable. We offer a wide array of unique loan products and we're experts at matching clients up with programs that fit their individual circumstances. When it comes to anticipating needs, answering questions, and providing updates on loan status, we're known for our responsiveness.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
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Memberships
- NMLS #659715
Year Started
2002
Time Zone
Central Time
Licenses
- NMLS #659715
Hobbies
- Pickleball
- Golf
- Tennis
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Disclaimer
Maryland Mortgage Lender License # 19454. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions