Todd Merritt at CrossCountry Mortgage
Originating Branch Manager | NMLS #316072
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Franklin, TN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consider... Show More
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Todd and team were amazing!
Reply from Todd Merritt at CrossCountry Mortga...
April 3rd, 2026 01:23 PM
Thank you so much for trusting us with such an important step! We are honored that you chose us as your team.
Todd and team worked to find the best loan options and the best time to lock our rate. The entire process was smooth and stress free. I would highly recommend Summit Funding.
Reply from Todd Merritt at CrossCountry Mortga...
April 3rd, 2026 01:23 PM
Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
Todd was absolutely amazing from day one! He was incredibly consultative and supportive through the entire process. I am grateful for his financial guidance. His advice allowed us to improve our overall credit and move into our new home stress...
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Reply from Todd Merritt at CrossCountry Mortga...
April 3rd, 2026 01:23 PM
Congratulations on this big life decision! We hope to work with you again in the future.
Personal attention and expertise of Todd Merritt guided us in our financial position to be in the best position for our new home.
Reply from Todd Merritt at CrossCountry Mortga...
April 3rd, 2026 01:23 PM
Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
Prompt communication!! Step by step explanation!!
Reply from Todd Merritt at CrossCountry Mortga...
April 3rd, 2026 01:23 PM
Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
Todd’s an excellent resource for all things mortgage. His extensive knowledge of the financial sector mixed with his personable approach is the perfect mix for my clients.
Reply from Todd Merritt at CrossCountry Mortga...
April 3rd, 2026 01:23 PM
Thank you Andrew! We love working with you and your clients. Appreciate you very much, keep up the great work.
Todd was very knowledgeable, helpful, pleasant & professional.
Reply from Todd Merritt at CrossCountry Mortga...
April 3rd, 2026 01:23 PM
Thank you for your positive feedback. We’re happy to hear that you had a great experience with us.
Todd kept us all well informed during entire process - very prompt with info and detailed. Thank you!!!
Todd, Jake, and Reuben were always available to answer any questions we had.Todd met with me many times, even before we listed our house to review numbers, payments, budget, etc. I felt Todd went above and beyond, and helped us get into our...
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Reply from Todd Merritt at CrossCountry Mortga...
April 3rd, 2026 01:23 PM
Thank you for your positive feedback. We’re happy to hear that you had a great experience with us.
Todd was very thorough with the options that were available and had great guidance on the best path to take financially.
Reply from Todd Merritt at CrossCountry Mortga...
April 3rd, 2026 01:23 PM
Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Franklin, TN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #316072 | Branch NMLS #2822340
Products & Services
Mortgage Loan Officer
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Bridge Loans
Fixed Rate Mortgages
DSCR Loans
Cash-Out Refinances
Investor Mortgages
Home Equity Loan
Bank Statement Loans
Specialities
First Time Home Buyers
Investors
Non-QM Financing
HELOC
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Year Started
2007
Time Zone
Pacific Standard Time (PST)
Licenses
- 316072
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095