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Todd Merritt at CrossCountry Mortgage - Originating Branch Manager | NMLS #316072 in Franklin, TN

Todd Merritt at CrossCountry Mortgage

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Originating Branch Manager | NMLS #316072

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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Franklin, TN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consider... Show More
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Reviews from Web
  • Encompass
    C
    Christopher X B
    Franklin, TN
    Posted on October 21st, 2024 01:43 PM
    Straight forward and easy to do business with.
    Reply from Todd Merritt at CrossCountry Mortga...
    April 3rd, 2026 01:23 PM
    Thank you so much for trusting us with such an important step! We are honored that you chose us as your team.
  • Encompass
    J
    Jonathan A S
    Chicago, IL
    Posted on October 5th, 2024 12:53 PM
    Clear communication, met deadlines, went above and beyond to make sure I was informed and understood the numbers
    Reply from Todd Merritt at CrossCountry Mortga...
    April 3rd, 2026 01:23 PM
    Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
  • Encompass
    V
    Victor H O
    Chicago, IL
    Posted on October 2nd, 2024 12:52 PM
    Your professionalism and your patience make me feel i was in good heands
    Reply from Todd Merritt at CrossCountry Mortga...
    April 3rd, 2026 01:23 PM
    Thank you so much for trusting us with such an important step! We are honored that you chose us as your team.
  • Encompass
    A
    Andrea H
    Spring Hill, TN
    Posted on September 23rd, 2024 05:05 PM
    Great communication throughout the transaction and made it to closing smoothly. Appreciated Todd attending the closing to meet the clients as well.
  • Encompass
    J
    Justin H
    Galloway, OH
    Posted on September 23rd, 2024 02:02 PM
    Very open and honest communication! Very easy to work with which made everything that much more smooth! Todd and his team have been absolutely incredible to work with and I’m so thankful to have found a great mortgage company going forward!
    Reply from Todd Merritt at CrossCountry Mortga...
    April 3rd, 2026 01:23 PM
    Thank you so much for trusting us with such an important step! We are honored that you chose us as your team.
  • Encompass
    W
    William F
    Galloway, OH
    Posted on September 21st, 2024 01:19 PM
    Todd did a great job and kept me posted on all the large benchmarks of the transaction. Smooth sailing.
  • Encompass
    M
    Matthew R N
    Spring Hill, TN
    Posted on September 20th, 2024 01:29 PM
    Extremely responsive to questions and inquiries, great at communicating not just needs, but the process and different steps need to work through the transaction.
    Reply from Todd Merritt at CrossCountry Mortga...
    April 3rd, 2026 01:23 PM
    Thank you for your positive feedback. We’re happy to hear that you had a great experience with us.
  • Encompass
    C
    Cindy R L
    Nashville, TN
    Posted on August 12th, 2024 08:51 PM
    Very efficient:)
    Reply from Todd Merritt at CrossCountry Mortga...
    April 3rd, 2026 01:23 PM
    Thank you for taking the time to leave a review. Please feel free to connect with us for additional feedback on ways we can improve your experience and our services.
  • Encompass
    A
    Adam R M
    Chicago, IL
    Posted on August 8th, 2024 12:07 PM
    Very professional and great to work with!
    Reply from Todd Merritt at CrossCountry Mortga...
    April 3rd, 2026 01:23 PM
    Thank you for your positive feedback. We’re happy to hear that you had a great experience with us.
  • Encompass
    J
    Joshua T K
    Chicago, IL
    Posted on July 16th, 2024 04:39 PM
    Good and team were great and explained everything so well. Super helpful
    Reply from Todd Merritt at CrossCountry Mortga...
    April 3rd, 2026 01:23 PM
    Congratulations on this big life decision! We hope to work with you again in the future.
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    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Franklin, TN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #316072 | Branch NMLS #2822340
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Bridge Loans
    Fixed Rate Mortgages
    DSCR Loans
    Cash-Out Refinances
    Investor Mortgages
    Home Equity Loan
    Bank Statement Loans
    Specialities
    First Time Home Buyers
    Investors
    Non-QM Financing
    HELOC
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    Year Started

    2007

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • 316072
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS