

Todd Merritt at CrossCountry Mortgage
Originating Branch Manager | NMLS #316072

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Franklin, TN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consider... Show More
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Todd's a great communicator and I couldn't ask for more from him and his team.
The extra support and willingness to explain things
Reply from Todd Merritt at CrossCountry Mortga...
April 3rd, 2026 01:23 PM
Thank you so much for trusting us with such an important step! We are honored that you chose us as your team.
Communication! Todd Merritt, Jacob Wolfe, and Reuben Lopez are a literal dream team. Being a truck driver with limited resources to work with isn’t the ideal client type, but their patience and willingness to work with me was a game changer....
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Reply from Todd Merritt at CrossCountry Mortga...
April 3rd, 2026 01:23 PM
Thank you for your positive feedback. We’re happy to hear that you had a great experience with us.
Todd and his team worked great to get our purchase closed quickly
Reply from Todd Merritt at CrossCountry Mortga...
April 3rd, 2026 01:23 PM
Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
Easy to communicate with, prompt and patient.
Reply from Todd Merritt at CrossCountry Mortga...
April 3rd, 2026 01:23 PM
Thank you so much for trusting us with such an important step! We are honored that you chose us as your team.
Todd and his support team were absolutely amazing!They replied quickly to every question, even my foolish ones, and set up video calls to explain all the loan information at our convenience.My wife and I were amazed at the level of professionalism...
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Reply from Todd Merritt at CrossCountry Mortga...
April 3rd, 2026 01:23 PM
Thank you so much for trusting us with such an important step! We are honored that you chose us as your team.
The ability to understand the client ‘s need and help solve it
Reply from Todd Merritt at CrossCountry Mortga...
April 3rd, 2026 01:23 PM
Congratulations on this big life decision! We hope to work with you again in the future.
Todd did a great job of explaining all the options and was very responsive to any questions and concerns I had! He worked tirelessly to get my loan closed in 2 weeks!
Reply from Todd Merritt at CrossCountry Mortga...
April 3rd, 2026 01:23 PM
Thank you for your positive feedback. We’re happy to hear that you had a great experience with us.
Todd Merritt and his team Kandi & Jacob were very communicative, thorough, and pleasant throughout the entire experience start-to-finish! Someone always checked in, responded, or reacted in a professional and timely manner. Also appreciated...
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Reply from Todd Merritt at CrossCountry Mortga...
April 3rd, 2026 01:23 PM
Thank you for your positive feedback. We’re happy to hear that you had a great experience with us.
Todd and his team, including Jacob Wolf and Kandi Thompson, were patient with us, communicative, responsive, and thorough. They made the process easy as first-time home buyers and it was truly a pleasure working with them!
Reply from Todd Merritt at CrossCountry Mortga...
April 3rd, 2026 01:23 PM
Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Franklin, TN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #316072 | Branch NMLS #2822340
Products & Services
Mortgage Loan Officer
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Bridge Loans
Fixed Rate Mortgages
DSCR Loans
Cash-Out Refinances
Investor Mortgages
Home Equity Loan
Bank Statement Loans
Specialities
First Time Home Buyers
Investors
Non-QM Financing
HELOC
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Year Started
2007
Time Zone
Pacific Standard Time (PST)
Licenses
- 316072
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095