

Todd Merritt at CrossCountry Mortgage
Originating Branch Manager | NMLS #316072

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Franklin, TN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consider... Show More
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The closing was done within the 30 days as needed . I received updates along the way. I appreciate the way i was treated as an individual.
Todd really went out of his way to find a refinancing solution for us! My wife and I are so grateful for all of his efforts to get us to a much better financial position. We appreciate his advocacy for us, and highly recommend him to anyone...
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We really enjoyed working with the entire team! They all responded quickly to our questions and are all wonderful people to work with during the process from start to finish!
very helpful
Reply from Todd Merritt
September 1st, 2026 12:41 PM
Joseph, I'm glad to hear that you found my assistance very helpful. Your feedback is appreciated, and I'm here if you need anything else.
Great experience Todd is the man
Reply from Todd Merritt at CrossCountry Mortga...
August 25th, 2026 04:47 PM
Thank you Berbs...I very much appreciate you and Jennifer trusting me with your refinance. Very happy you are satisfied with the process and my professional guidance.
Todd is super knowledgeable. He took the time to cater to the needs of a first time homebuyer, who needed things explained slowly and throughly. I felt safe and seen with Todd running the show. I know that Todd did everything in his power to...
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Reply from Todd Merritt
August 10th, 2026 04:00 PM
Isaac, I'm pleased to know that you felt supported and understood throughout your first homebuying journey. It's great to hear that we achieved your goal of securing a forever home together. Thank you for your kind words and for considering...
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Todd was easy to work with and excellent response time from Todd and his entire team!
Reply from Todd Merritt
July 2nd, 2026 07:04 PM
Timothy, I'm grateful for your kind words and happy to hear that you found working with me and my team easy, with excellent response times. Your feedback is truly valued.
Todd is the consummate professional. We're grateful for his help and have worked with him twice now I can't imagine working with anyone else
Reply from Todd Merritt
June 22nd, 2026 03:04 PM
Ashley, I appreciate your kind words and am pleased to know that I've been able to assist you twice. It’s truly valued to have your trust and confidence in my services.
Everyone on the team was very helpful and made the process of buying my 1st home less stressful than I had anticipated
Reply from Todd Merritt
June 11th, 2026 07:08 PM
Raquel, I'm glad to hear that my team was able to make your first home-buying experience less stressful. Thank you for sharing your positive experience with us!
Todd was extremely careful and detailed with our review. He maxed out efforts to get us the best rates possible.
Reply from Todd Merritt
June 8th, 2026 07:00 PM
Emile, I'm thankful for your feedback and pleased to know that my careful and detailed approach was helpful in securing the best rates for you. Your satisfaction means a lot to me.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Franklin, TN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #316072 | Branch NMLS #2822340
Products & Services
Mortgage Loan Officer
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Bridge Loans
Fixed Rate Mortgages
DSCR Loans
Cash-Out Refinances
Investor Mortgages
Home Equity Loan
Bank Statement Loans
Specialities
First Time Home Buyers
Investors
Non-QM Financing
HELOC
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Year Started
2007
Time Zone
Pacific Standard Time (PST)
Licenses
- 316072
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095