

Todd Merritt at CrossCountry Mortgage
Originating Branch Manager | NMLS #316072

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Franklin, TN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consider... Show More
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Todd and team made this an enjoyable and clear process from start to finish....a great team to woprk with!
Reply from Todd Merritt
October 12th, 2026 02:10 PM
David, I'm happy to hear that you found the process enjoyable and clear from start to finish. At CrossCountry Mortgage, LLC, we strive to make every experience a positive one, and I'm glad the team and I could assist you effectively.
Todd has always been great and has many loans for us He's the best and will never use anyone else
Reply from Todd Merritt
October 12th, 2026 01:33 PM
David, I'm grateful for your continued trust and kind words. It's been a pleasure assisting you with your loans, and I'm glad to be part of your experiences with CrossCountry Mortgage, LLC.
The closing was done within the 30 days as needed . I received updates along the way. I appreciate the way i was treated as an individual.
Reply from Todd Merritt
October 7th, 2026 04:21 PM
Runako, I'm pleased to hear that the closing was completed within the needed timeframe and that you appreciated the updates throughout the process. At CrossCountry Mortgage, LLC, treating you as an individual is a priority, and I'm glad it...
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Todd really went out of his way to find a refinancing solution for us! My wife and I are so grateful for all of his efforts to get us to a much better financial position. We appreciate his advocacy for us, and highly recommend him to anyone...
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Reply from Todd Merritt
October 5th, 2026 12:55 PM
Carl, I'm truly glad to hear that I could help you and your wife find a refinancing solution that improved your financial situation. Your kind words and recommendation mean a lot to me, and I'm pleased to know that our team at CrossCountry...
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We really enjoyed working with the entire team! They all responded quickly to our questions and are all wonderful people to work with during the process from start to finish!
Reply from Todd Merritt
October 1st, 2026 05:03 PM
I'm happy to hear that you enjoyed working with our team at CrossCountry Mortgage, LLC, Jennifer. It's great to know we could assist you promptly throughout the entire process.
very helpful
Reply from Todd Merritt
September 1st, 2026 12:41 PM
Joseph, I'm glad to hear that you found my assistance very helpful. Your feedback is appreciated, and I'm here if you need anything else.
Great experience Todd is the man
Reply from Todd Merritt at CrossCountry Mortga...
August 25th, 2026 04:47 PM
Thank you Berbs...I very much appreciate you and Jennifer trusting me with your refinance. Very happy you are satisfied with the process and my professional guidance.
Todd is super knowledgeable. He took the time to cater to the needs of a first time homebuyer, who needed things explained slowly and throughly. I felt safe and seen with Todd running the show. I know that Todd did everything in his power to...
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Reply from Todd Merritt
August 10th, 2026 04:00 PM
Isaac, I'm pleased to know that you felt supported and understood throughout your first homebuying journey. It's great to hear that we achieved your goal of securing a forever home together. Thank you for your kind words and for considering...
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Todd was easy to work with and excellent response time from Todd and his entire team!
Reply from Todd Merritt
July 2nd, 2026 07:04 PM
Timothy, I'm grateful for your kind words and happy to hear that you found working with me and my team easy, with excellent response times. Your feedback is truly valued.
Todd is the consummate professional. We're grateful for his help and have worked with him twice now I can't imagine working with anyone else
Reply from Todd Merritt
June 22nd, 2026 03:04 PM
Ashley, I appreciate your kind words and am pleased to know that I've been able to assist you twice. It’s truly valued to have your trust and confidence in my services.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Franklin, TN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #316072 | Branch NMLS #2822340
Products & Services
Mortgage Loan Officer
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Bridge Loans
Fixed Rate Mortgages
DSCR Loans
Cash-Out Refinances
Investor Mortgages
Home Equity Loan
Bank Statement Loans
Specialities
First Time Home Buyers
Investors
Non-QM Financing
HELOC
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Year Started
2007
Time Zone
Pacific Standard Time (PST)
Licenses
- 316072
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095