Todd Merritt at CrossCountry Mortgage
Originating Branch Manager | NMLS #316072
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Franklin, TN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consider...... Show More
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Todd is the consummate professional. We're grateful for his help and have worked with him twice now I can't imagine working with anyone else
Everyone on the team was very helpful and made the process of buying my 1st home less stressful than I had anticipated
Reply from Todd Merritt
June 11th, 2026 07:08 PM
Raquel, I'm glad to hear that my team was able to make your first home-buying experience less stressful. Thank you for sharing your positive experience with us!
Todd was extremely careful and detailed with our review. He maxed out efforts to get us the best rates possible.
Reply from Todd Merritt
June 8th, 2026 07:00 PM
Emile, I'm thankful for your feedback and pleased to know that my careful and detailed approach was helpful in securing the best rates for you. Your satisfaction means a lot to me.
Todd communicated everything quickly and clearly. He anticipated upcoming issues and provided immediate solutions. As excellent an experience as I've had.
Reply from Todd Merritt
June 5th, 2026 02:42 PM
It was great working with you. Thanks again for putting your trust in us.
Todd and his team were absolutely the best through this entire transaction ! I would definitely recommen!
Reply from Todd Merritt at CrossCountry Mortga...
May 25th, 2026 05:08 PM
Staci, I'm grateful for your kind words and the recommendation! It's appreciated to hear that you found our team to be the best throughout your transaction.
Todd's expertise made the whole experience as painless as possible. Great communication. Very knowledgeable.
Reply from Todd Merritt at CrossCountry Mortga...
May 22nd, 2026 01:47 PM
I'm pleased to hear that my expertise and communication were helpful to you, Robert. Thank you for your kind words about your experience.
Everyone was so helpful and willing to answer any questions my wife and I had along the process. Things were done quickly and troubleshooted just as fast.
Reply from Todd Merritt at CrossCountry Mortga...
May 13th, 2026 05:16 PM
I'm glad to hear that you and your wife found the process smooth and supportive, Chera. It's great to know we could assist you efficiently. Thank you for your kind words!
The in-depth and interpersonal information on showing all numbers and what house would benefit us
Reply from Todd Merritt at CrossCountry Mortga...
April 3rd, 2026 01:23 PM
Thank you for your positive feedback. We’re happy to hear that you had a great experience with us.
Todd Merritt was very helpful and he explained everything Very nicely to us. He answered every question we had! We would 100% recommend Todd to our friends!
Reply from Todd Merritt at CrossCountry Mortga...
April 3rd, 2026 01:23 PM
Thank you so much for trusting us with such an important step! We are honored that you chose us as your team.
Todd and Ruben did a great job always keeping me informed of what was going on and wouldn't answer any questions that I had
Reply from Todd Merritt at CrossCountry Mortga...
April 3rd, 2026 01:23 PM
Thank you for your positive feedback. We’re happy to hear that you had a great experience with us.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Franklin, TN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #316072 | Branch NMLS #2822340
Products & Services
Mortgage Loan Officer
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Bridge Loans
Fixed Rate Mortgages
DSCR Loans
Cash-Out Refinances
Investor Mortgages
Home Equity Loan
Bank Statement Loans
Specialities
First Time Home Buyers
Investors
Non-QM Financing
HELOC
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457
/850
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Year Started
2007
Time Zone
Pacific Standard Time (PST)
Licenses
- 316072
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095