

Todd Hedger
Vice President, Regional Mortgage Production Manag...

Todd began originating mortgages in 1997 and quickly became one of Kansas City’s top loan officers. With extensive industry experience, he provides exceptional knowledge and service to clients and referral partners. He values integrity, hon... Show More
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We have purchased 9 homes and refinanced 2. We have never had a loan process go so smoothly.
Todd and his team were on time or ahead of time every step of the way. Any time I reached out he was quickly available and always had a thorough and correct answer to any question I had. When talking with the closing agent at the title company...
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Todd is so great with answering questions quickly, and walking us through the process, even virtually.
Very helpful! Always quick to respond to any of our questions!
This was a smooth process. Todd provided all of the information up front and was quick to respond when we had questions.
From start to finish everything was great. If we had any questions Todd was their to answer them, we were updated as to where we were the whole refinancing process. We really had a great experience.
Todd was very helpful and responded quickly to all our questions! Everyone was great and the process never felt stressful. Will definitely refer anyone looking to buy or refinance to Todd!The only regret was we never got to personally meet...
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Everything ran smoothly and Todd was very quick to respond to any questions we had
From day one Todd was very professional and up front with everything that was involved in refinancing our home. We had quite a few questions and he was always right there to answer them. I would recommend him again to anyone that is looking...
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Todd was always quickly available to answer questions. Buying a house while in a different state was a new experience for us. While it wasn't stress free, Todd and his team helped enormously! The process went remarkably smoothly. We are very...
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About
Todd began originating mortgages in 1997 and quickly became one of Kansas City’s top loan officers. With extensive industry experience, he provides exceptional knowledge and service to clients and referral partners. He values integrity, honesty, and proficiency as key to a successful closing. Whether helping clients purchase a home or refinance, Todd works personally with each customer to ensure informed decisions. His goal is to make the process smooth, efficient, and stress-free. Todd graduated Summa Cum Laude from Missouri Southern State University with a BS in Business Administration, emphasizing Economics and Finance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 920617
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org