

Todd Hedger
Vice President, Regional Mortgage Production Manag...

Todd began originating mortgages in 1997 and quickly became one of Kansas City’s top loan officers. With extensive industry experience, he provides exceptional knowledge and service to clients and referral partners. He values integrity, hon... Show More
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Todd did an excellent job on my home purchase, as well as, a refinance. I could not be happier
I stated in my first communication with Todd that it was difficult for me to make time to talk on the phone and so he accommodated me by communicating purely by email. I really appreciated that so I was able to answer him more promptly or wait...
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Ease of application courteous efficient staff.
This is our 2nd home buying experience with First State Bank in less than 2 years would recommend to anyone.
Todd was so great to work with and made everything really clear and easy. Will definitely recommend to anyone in the market for a home loan!
Todd was so helpful and incredibly timely with everything involving the funding of our new home. His communication, patience, and clarity really helped make this an easy process! Thank you, Todd!
Todd made the process easy and painless.
Todd was great with just getting me what I needed to make the process seamless. Highly recommend
Todd made my home buying experience so much easier than I expected. He is very knowledgeable and helped me to evaluate different options for the mortgage. Responsive, thorough, and very professional…I couldn’t be more pleased Todd and his team!...
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Honestly very great. He did an excellent job.
Todd answered all of my questions and everything was handled as quickly as possible!
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About
Todd began originating mortgages in 1997 and quickly became one of Kansas City’s top loan officers. With extensive industry experience, he provides exceptional knowledge and service to clients and referral partners. He values integrity, honesty, and proficiency as key to a successful closing. Whether helping clients purchase a home or refinance, Todd works personally with each customer to ensure informed decisions. His goal is to make the process smooth, efficient, and stress-free. Todd graduated Summa Cum Laude from Missouri Southern State University with a BS in Business Administration, emphasizing Economics and Finance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 920617
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org