

Todd Hedger
Vice President, Regional Mortgage Production Manag...

Todd began originating mortgages in 1997 and quickly became one of Kansas City’s top loan officers. With extensive industry experience, he provides exceptional knowledge and service to clients and referral partners. He values integrity, hon... Show More
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Everything was done quickly and efficiently! Easiest refinance I have ever done!
Communication and emails were timely and everything went smoothly.
Todd and his team were so easy to work with and guide us through the process being our first time! They were easy to contact and answer questions and very quick!
Todd and his team were great to work with. They were prompt in addressing our concerns, professional and friendly.
Todd was very helpful and informative throughout the mortgage process. He was always available to answer questions and explain things in plain English. He also made the document signing process SUPER EASY and helped us close 2.5 weeks from...
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Good job helping with a person that didn’t know the first about buying a home.
Todd and his staff made the process easy and communicated with us when we had questions!
Todd was great at explaining the whole process and was helpful every step of the way
Todd was extremely helpful, kind, and an excellent communicator. He worked very hard to help us close our loan quickly. We super appreciate working with First State Bank!
Very easy to use portal to upload necessary documents. I had a last minute change that Todd took care of with no issues. Todd answered all my questions in a timely fashion along the way. I appreciate the help!
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About
Todd began originating mortgages in 1997 and quickly became one of Kansas City’s top loan officers. With extensive industry experience, he provides exceptional knowledge and service to clients and referral partners. He values integrity, honesty, and proficiency as key to a successful closing. Whether helping clients purchase a home or refinance, Todd works personally with each customer to ensure informed decisions. His goal is to make the process smooth, efficient, and stress-free. Todd graduated Summa Cum Laude from Missouri Southern State University with a BS in Business Administration, emphasizing Economics and Finance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 920617
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org