

Todd Hedger
Vice President, Regional Mortgage Production Manag...

Todd began originating mortgages in 1997 and quickly became one of Kansas City’s top loan officers. With extensive industry experience, he provides exceptional knowledge and service to clients and referral partners. He values integrity, hon... Show More
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Todd is very friendly and supportive we like to do business with him.
The ease of doing things electronically is a game changer and time saver. Great experience with Todd Hedger and his colleagues as well!
Excellent and timely communication. Available immediately to address lending options outside of business hours when home offer needed to be made.
Todd and First State Bank were exceptional to work with. They made our home building process very easy and answered any questions I had during the process very quickly. Highly recommend.
Todd was amazing to work with! Everything went very smoothly from day one! Todd replied to my initial request for services within five minutes of my email! Communication was open and frequent throughout the process. Todd was very responsive...
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Todd and team make a detailed and complicated process look and feel seamless.
Todd was great and super helpful. Everyone in his office. So knowledgeable, friendly, & patient. I appreciate all your help!!
I appreciate getting the best offer right out of the gate. I don't want to have to negotiate terms, I just want the best you can do so I can make a quick decision and Todd did just that.
Todd, answers all your questions in a timely manner and wants to help you close as fast as possible.
Todd’s excellent at communicating and explaining a the different aspects of securing a home loan. I felt like he really helped us navigate this process. I’m thrilled that we were able to lock in at a good rate.
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About
Todd began originating mortgages in 1997 and quickly became one of Kansas City’s top loan officers. With extensive industry experience, he provides exceptional knowledge and service to clients and referral partners. He values integrity, honesty, and proficiency as key to a successful closing. Whether helping clients purchase a home or refinance, Todd works personally with each customer to ensure informed decisions. His goal is to make the process smooth, efficient, and stress-free. Todd graduated Summa Cum Laude from Missouri Southern State University with a BS in Business Administration, emphasizing Economics and Finance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 920617
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org