Toby Thurman
Senior Loan Originator | NMLS# 243190
It’s hard to find someone with more experience than Toby. He is a native Texan and has been in the Mortgage & Real Estate Industry in the Austin area since 1986. He has been in the mortgage business since 2000. Before that, he was the Owner... Show More
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Business Hours
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24 hours
Sat
24 hours(Open now)
Sun
24 hours
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Reviews from Web
Toby is the best lender . He is very responsive to my clients!
Toby and his team are incredibly efficient. They were able to make a tight turnaround on my first property easy and straightforward. Will be going back to Toby in the future!
Toby helped my fiance and I purchase our first home. He was so attentive and communicative. He helped negotiate a lower interest rate on our behalf as well. It was a total dream to work with him!
As first time new home buyers Toby Thurman at Encompass Lending did an amazing job as our loan originator! Toby’s communication with me and my wife, our realtors, and the sellers lending and title company was absolutely invaluable and a large...
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Toby went above and beyond to help our family with the purchase of our dream home! He was always available when we had questions (which we had a lot!) and was kind and patient. Could not recommend him enough!! Thank you, Toby 🙏🏻🙏🏻
Reply from Owner
September 20th, 2024 10:24 PM
Sarah, thank you so much for saying that. I had so much fun and a bunch of laughs, with you and Paul. Instantly felt like family. Please let me know if I can ever help you again and I hope you are loving your beautiful home!
Working with Toby was smooth. Things went so well, and we've made a new friend! He was so readily available to answer questions and to help put us at ease with any question we had about the loan or the process. It was a very fast close, which...
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Reply from Owner
September 4th, 2024 03:35 PM
It was a pleasure assisting you and your wife, you guys were so much fun to work with and I can't wait for our BBQ down the road!
I think in this industry it's hard to find folks that actually find joy in seeing their clients succeed. But then there is Toby Thurman. Toby is truly good at what he does and will give you all he's got. It seems like he has seen just about...
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I think in this industry it's hard to find folks that actually find joy in seeing their clients succeed. But then there is Toby Thurman. Toby is truly good at what he does and will give you all he's got. It seems like he has seen just about...
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Reply from Owner
September 20th, 2024 10:28 PM
Hey there crazy Paul. Thank you so much for your kind words. You and Sarah became family during this process, and we got you to the finish line. I am still waiting for that BBQ or New Zealand, LOL.Please let me know if I can ever help you again,...
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Toby was great to work with! He's super responsive, thorough, and happy to answer any questions we had throughout the process - would recommend to anyone.
Reply from Owner
September 20th, 2024 10:30 PM
Delaney, thank you so much for your wonderful review. You guys are 5 Star clients too. You both helped make this deal go super smooth and easy.I hope you are loving your new home, and please let me know if I can ever help you again with ANYTHING!...
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Toby was great to work with! He's super responsive, thorough, and happy to answer any questions we had throughout the process - would recommend to anyone.
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About
It’s hard to find someone with more experience than Toby. He is a native Texan and has been in the Mortgage & Real Estate Industry in the Austin area since 1986. He has been in the mortgage business since 2000. Before that, he was the Owner/President of Gracy Title Co. and previously held a Real Estate License.
His motto is “If I am awake, I am available”. He has built his reputation on his availability, response time, communication with all parties, and “Listening” to his client’s needs, goals and wishes. He takes every client’s transaction personally and promises to treat you as if you were family. He will be your advocate and use his creativity to provide you with the best loan that is custom designed for your needs and situation.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Home Mortgages
Home Loans
Refinance
Cash Out Refinance
Home Equity Loans
Home Purchase Loans
New Construction Loans
First Time Home Buyer Loans
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Memberships
- Austin Mortgage Bankers Association
- Austin Board of Realtors
- Downtown Austin Alliance Board
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 243190
Hobbies
- Golf
- Running
- Movies
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Disclaimer
ENCOMPASS LENDING GROUP, LP is licensed under the laws of the State of Texas and by State Law is subject to regulatory oversight by The Texas Department of Savings and Mortgage Lending. NMLS Consumer Access #292897
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
Licenses
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Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act
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