
Toby Thurman
Senior Loan Originator | NMLS# 243190

It’s hard to find someone with more experience than Toby. He is a native Texan and has been in the Mortgage & Real Estate Industry in the Austin area since 1986. He has been in the mortgage business since 2000. Before that, he was the Owner... Show More
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours(Open now)
Sun
24 hours
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Reviews from Web
Toby was awesome to work with. He was always available and so helpful and insightful.
Toby went above and beyond to get me approved and the best rates available. He made things work out for my wife and I when we were worried we would have to back out of our contract. We are beyond grateful for what he and his team made happen...
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Toby is incredibly responsive and helpful
Literally EVERYTHING
Toby and the team were very accommodating to our complex situation and would answer any questions we had with a rocket speed!
Toby was awesome!! Fast response and very professional!! He helped make my refinancing go smoothly! Would definitely recommend him to anyone. Thank you again Toby.
Toby was able to solve a problem that other lenders were not, or simply not interested in trying.
easy process, good communication, team effort when there were issues
TOBY...,.Always very responsive! Got this deal done quickly… Good man!
Toby went above and beyond to get our offer accepted and set everything in motion. He then delivered on his closing deadline promise, which was just 3 weeks. He was very communicative and responded to inquiries with full, transparent answers....
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About
It’s hard to find someone with more experience than Toby. He is a native Texan and has been in the Mortgage & Real Estate Industry in the Austin area since 1986. He has been in the mortgage business since 2000. Before that, he was the Owner/President of Gracy Title Co. and previously held a Real Estate License.
His motto is “If I am awake, I am available”. He has built his reputation on his availability, response time, communication with all parties, and “Listening” to his client’s needs, goals and wishes. He takes every client’s transaction personally and promises to treat you as if you were family. He will be your advocate and use his creativity to provide you with the best loan that is custom designed for your needs and situation.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Home Mortgages
Home Loans
Refinance
Cash Out Refinance
Home Equity Loans
Home Purchase Loans
New Construction Loans
First Time Home Buyer Loans
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Memberships
- Austin Mortgage Bankers Association
- Austin Board of Realtors
- Downtown Austin Alliance Board
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 243190
Hobbies
- Golf
- Running
- Movies
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Disclaimer
ENCOMPASS LENDING GROUP, LP is licensed under the laws of the State of Texas and by State Law is subject to regulatory oversight by The Texas Department of Savings and Mortgage Lending. NMLS Consumer Access #292897
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
Licenses
Privacy Policy
Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act
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