Toby Thurman
Senior Loan Originator | NMLS# 243190
It’s hard to find someone with more experience than Toby. He is a native Texan and has been in the Mortgage & Real Estate Industry in the Austin area since 1986. He has been in the mortgage business since 2000. Before that, he was the Owner... Show More
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours(Open now)
Sun
24 hours
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Reviews from Web
He takes incredible care of my clients!!! If there is a way around an obstacle, he will find it! He’s also available 24/7, stays in constant communication and takes great care of all parties in a transaction! I know his specialties are Jumbo...
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Toby is the kind of man who cares about those he serves, and is very genuine in his desire to help. He has years of experience and a world of knowledge that is very beneficial. I highly recommend Toby!
Toby is the kind of man who cares about those he serves, and is very genuine in his desire to help. He has years of experience and a world of knowledge that is very beneficial. I highly recommend Toby!
Reply from Dua Lipa
April 14th, 2025 01:25 AM
Thanks for sharing. You share a lot of interesting posts, and I love them. Can you please send me a direct message and say a prayer for me and the troops out here? We all need your prayers, and I'll be grateful if you do so. Thanks and God...
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Toby is great to work with! He is very responsive and thorough. My experience is that he is able to provide the best rates and the lowest closing costs. He is always very transparent and honest. As with many things, choosing a lender is all...
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About
It’s hard to find someone with more experience than Toby. He is a native Texan and has been in the Mortgage & Real Estate Industry in the Austin area since 1986. He has been in the mortgage business since 2000. Before that, he was the Owner/President of Gracy Title Co. and previously held a Real Estate License.
His motto is “If I am awake, I am available”. He has built his reputation on his availability, response time, communication with all parties, and “Listening” to his client’s needs, goals and wishes. He takes every client’s transaction personally and promises to treat you as if you were family. He will be your advocate and use his creativity to provide you with the best loan that is custom designed for your needs and situation.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Home Mortgages
Home Loans
Refinance
Cash Out Refinance
Home Equity Loans
Home Purchase Loans
New Construction Loans
First Time Home Buyer Loans
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Memberships
- Austin Mortgage Bankers Association
- Austin Board of Realtors
- Downtown Austin Alliance Board
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 243190
Hobbies
- Golf
- Running
- Movies
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Disclaimer
ENCOMPASS LENDING GROUP, LP is licensed under the laws of the State of Texas and by State Law is subject to regulatory oversight by The Texas Department of Savings and Mortgage Lending. NMLS Consumer Access #292897
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
Licenses
Privacy Policy
Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act
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