Toby Thurman
Senior Loan Originator | NMLS# 243190
It’s hard to find someone with more experience than Toby. He is a native Texan and has been in the Mortgage & Real Estate Industry in the Austin area since 1986. He has been in the mortgage business since 2000. Before that, he was the Owner...... Show More
Location & Business Hours
Business Hours
Thu
24 hours
Fri
24 hours
Sat
24 hours
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Reviews from Web
We fully appreciated our interactions with Toby. He is a first-class professional, as well as a first-class person. Toby worked tirelessly to get us where we needed to be in the loan process. He was timely with all communication and provided...
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We fully appreciated our interactions with Toby. He is a first-class professional, as well as a first-class person. Toby worked tirelessly to get us where we needed to be in the loan process. He was timely with all communication and provided...
read more
Reply from Owner
May 22nd, 2026 09:54 PM
Thank you Paul, I loved working with you and Cynthia! You guys were so responsive and great to work with. You made my job easy! I can't wait to work with you guys again.
Toby Thurman has received a review with 5 star rating from Adam K
As a seasoned local Realtor, I can happily tell you Toby Thurman has consistently gone above and beyond to take great care of my clients! He is so patient, very thorough and professional. His vast experience gives him the ability to be very...
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The process of buying a house is supposed to be one of the toughest tasks you will have to go through. Yea, well, not when you work with Toby. Great communication, never missed a beat or had to hound for information. Kept us well informed and...
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The process of buying a house is supposed to be one of the toughest tasks you will have to go through. Yea, well, not when you work with Toby. Great communication, never missed a beat or had to hound for information. Kept us well informed and...
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My fiancé, Jerry, and I had just started talking about buying a home — with absolutely no rush. We figured we were at least six months out from making a move, especially since we were leaving for Italy within the week!I met with a realtor who...
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Toby is the best lender . He is very responsive to my clients!
Toby and his team are incredibly efficient. They were able to make a tight turnaround on my first property easy and straightforward. Will be going back to Toby in the future!
Toby helped my fiance and I purchase our first home. He was so attentive and communicative. He helped negotiate a lower interest rate on our behalf as well. It was a total dream to work with him!
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About
It’s hard to find someone with more experience than Toby. He is a native Texan and has been in the Mortgage & Real Estate Industry in the Austin area since 1986. He has been in the mortgage business since 2000. Before that, he was the Owner/President of Gracy Title Co. and previously held a Real Estate License.
His motto is “If I am awake, I am available”. He has built his reputation on his availability, response time, communication with all parties, and “Listening” to his client’s needs, goals and wishes. He takes every client’s transaction personally and promises to treat you as if you were family. He will be your advocate and use his creativity to provide you with the best loan that is custom designed for your needs and situation.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Home Mortgages
Home Loans
Refinance
Cash Out Refinance
Home Equity Loans
Home Purchase Loans
New Construction Loans
First Time Home Buyer Loans
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Search Rank ScoreLearn More →
225
/850
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Memberships
- Austin Mortgage Bankers Association
- Austin Board of Realtors
- Downtown Austin Alliance Board
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Addresses and Serving Areas
Year Started
2000
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 243190
Hobbies
- Golf
- Running
- Movies
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Disclaimer
ENCOMPASS LENDING GROUP, LP is licensed under the laws of the State of Texas and by State Law is subject to regulatory oversight by The Texas Department of Savings and Mortgage Lending. NMLS Consumer Access #292897
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
Licenses
Privacy Policy
Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act
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