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TJ Ralston - Vice President Mortgage Loan Officer | NMLS# 1374466 in Jefferson City, MO

TJ Ralston

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Vice President Mortgage Loan Officer | NMLS# 13744...

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TJ started his banking career in 2005, accepted a position as commercial loan officer at Jefferson Bank in 2013, and is now assisting mortgage loan customers with the dream of home ownership. TJ graduated from Lincoln University with a Bach... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Overall Ratings
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5 Star
98%
4 Star
0%
3 Star
2%
2 Star
0%
1 Star
0%
Reviews from Web
  • TotalExpert
    T
    Terry T
    Posted on October 27th, 2025 12:20 PM
    TJ was always very responsive to any inquires and always met us in a friendly manner and wearing a smile.
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    Nicholas N
    Posted on October 3rd, 2025 01:58 PM
    Things were done on time
  • TotalExpert
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    Wesley S
    Posted on August 5th, 2025 02:19 PM
    TJ was a great help throughout my journey
  • TotalExpert
    M
    Melissa Z
    Posted on August 4th, 2025 05:31 PM
    I told him I had never had a home equity loan before, but he still failed to explain how it works and I had to call several times with questions. Also he said it would take about a month but it ended up taking over two months to get the money....
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  • TotalExpert
    K
    Kurt M
    Posted on August 1st, 2025 01:17 PM
    Good communication and quick service. Pleasant to do business with.
  • TotalExpert
    J
    Jeffrey M
    Posted on July 25th, 2025 02:22 PM
    TJ was very professional and answered all my questions thoroughly while also providing options. Great experience.
  • TotalExpert
    D
    Diane A
    Posted on July 15th, 2025 05:07 PM
    TJ is wonderful to work with! He is always responsive, very helpful and professional!
  • TotalExpert
    S
    Sidney A
    Posted on July 14th, 2025 02:13 PM
    TJ and the Jefferson Bank mortgage team have been fantastic to work with, and that's why we have come back to Jefferson Bank numerous times in the last 20 years. We will highly recommend TJ and team at any opportunity.
  • TotalExpert
    K
    Keith B
    Posted on July 14th, 2025 02:00 PM
    great experience for first time home buyers! very helpful.
  • TotalExpert
    A
    Alexa W
    Posted on July 3rd, 2025 01:54 PM
    TJ was great at explaining every step of the process of buying a home and made it easy for a first time homebuyer like myself. He was quick to answer any questions I had and was very kind.
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    About
    TJ started his banking career in 2005, accepted a position as commercial loan officer at Jefferson Bank in 2013, and is now assisting mortgage loan customers with the dream of home ownership. TJ graduated from Lincoln University with a Bachelor of Science degree in Business Administration. He is involved in activities with Jefferson City Chamber of Commerce and Home Builders Association of Central Missouri and participates on the United Way Fund Allocation Board and Campaign Leadership Team. TJ resides in Jefferson City with his wife, Lacy and three boys. In his spare time, you can find him coaching and cheering on his boys at sporting events throughout the year.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 1374466
    Disclaimer
    Equal Housing Lender

    Equal Housing Lender | Member FDIC

    The Central Trust Bank NMLS ID # 407985