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TJ Ralston - Vice President Mortgage Loan Officer | NMLS# 1374466 in Jefferson City, MO

TJ Ralston

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Vice President Mortgage Loan Officer | NMLS# 13744...

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TJ started his banking career in 2005, accepted a position as commercial loan officer at Jefferson Bank in 2013, and is now assisting mortgage loan customers with the dream of home ownership. TJ graduated from Lincoln University with a Bach... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Overall Ratings
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5 Star
98%
4 Star
0%
3 Star
2%
2 Star
0%
1 Star
0%
Reviews from Web
  • TotalExpert
    C
    Cody H
    Posted on May 5th, 2026 02:46 PM
    Good communication, informative, and future planning.
  • TotalExpert
    B
    Brenda R
    Posted on May 3rd, 2026 09:32 PM
    Great guy to work with. Made things easy to understand for an older lady with not much technical skil! Thanks TJ for a smooth losn process and closing
  • TotalExpert
    J
    Jonathan H
    Posted on April 13th, 2026 12:54 PM
    TJ was fast to respond each time we reached out. Was flexible and was a big help through the process.
  • TotalExpert
    E
    Emily E
    Posted on March 29th, 2026 01:46 AM
    TJ was friendly and efficient.
  • TotalExpert
    J
    Joyce J
    Posted on March 9th, 2026 07:41 PM
    Great communication and everything was addressed quickly and professionally. Thanks TJ Ralston
  • TotalExpert
    S
    Steve S
    Posted on February 20th, 2026 08:22 PM
    TJ was very helpful and didn't make me feel uncomfortable with my questions. I am old school when it pertains to contracts and paperwork. Doing everything electronically, was not as hard as I thought it would be.
  • TotalExpert
    K
    Kyle B
    Posted on February 2nd, 2026 07:08 PM
    TJ is respectful, responsive, and follows through with every question asked. His patience and professionalism reassure me that I will always have a home at Jefferson Bank. Thank you TJ!
  • TotalExpert
    K
    Kyle F
    Posted on January 30th, 2026 10:06 PM
    Great person easy to work with can't wait to work with TJ again!
  • TotalExpert
    K
    Kenneth G
    Posted on January 13th, 2026 06:53 PM
    Great people
  • TotalExpert
    R
    Randy K
    Posted on October 30th, 2025 11:40 AM
    TJ is a banking professional. He understands his clients goals and works closely with them to fulfill those goals. He is capable, efficient and brings years of experience to every situation matching product to financial needs.
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    About
    TJ started his banking career in 2005, accepted a position as commercial loan officer at Jefferson Bank in 2013, and is now assisting mortgage loan customers with the dream of home ownership. TJ graduated from Lincoln University with a Bachelor of Science degree in Business Administration. He is involved in activities with Jefferson City Chamber of Commerce and Home Builders Association of Central Missouri and participates on the United Way Fund Allocation Board and Campaign Leadership Team. TJ resides in Jefferson City with his wife, Lacy and three boys. In his spare time, you can find him coaching and cheering on his boys at sporting events throughout the year.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 1374466
    Disclaimer
    Equal Housing Lender

    Equal Housing Lender | Member FDIC

    The Central Trust Bank NMLS ID # 407985