TJ Ralston
Vice President Mortgage Loan Officer | NMLS# 13744...
TJ started his banking career in 2005, accepted a position as commercial loan officer at Jefferson Bank in 2013, and is now assisting mortgage loan customers with the dream of home ownership. TJ graduated from Lincoln University with a Bach... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
TJ went above and beyond to get this deal done for me! Great experiance!
Reply from TJ Ralston
September 21st, 2026 08:22 PM
Clayton, I'm glad to hear you had a great experience working with me at Jefferson Bank. It was my pleasure to go above and beyond to help with your deal.
Really great to work with! Would highly recommend'
Reply from TJ Ralston
September 7th, 2026 04:35 PM
Stacey, I'm happy to hear you found working with me to be a great experience. Your recommendation means a lot to me, thank you!
TJ kept me informed throughout the process, he was able to work with my busy schedule and still stay on top of everything i I needed to do in order to buy my home
Reply from TJ Ralston
August 28th, 2026 07:13 PM
Joseph, I'm grateful for your kind words. I'm pleased I could assist you and work around your busy schedule during the home buying process. If you have any future needs, please feel free to reach out.
TJ and his team were great with keeping informed every step of the way. They made this process quick and easy.
TJ had everything handled from start. Great communication and made the proceas very easy!
TJ gave us impeccable guidance and flawless execution throughout our home lending needs.
We absolutely LOVE TJ! He helped us plan from the moment we believed we wanted to buy a new home. Then helped to make sure everything was wrapped up in a pretty bow for us at the end. :)
Good communication, informative, and future planning.
Great guy to work with. Made things easy to understand for an older lady with not much technical skil! Thanks TJ for a smooth losn process and closing
TJ was fast to respond each time we reached out. Was flexible and was a big help through the process.
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About
TJ started his banking career in 2005, accepted a position as commercial loan officer at Jefferson Bank in 2013, and is now assisting mortgage loan customers with the dream of home ownership. TJ graduated from Lincoln University with a Bachelor of Science degree in Business Administration. He is involved in activities with Jefferson City Chamber of Commerce and Home Builders Association of Central Missouri and participates on the United Way Fund Allocation Board and Campaign Leadership Team. TJ resides in Jefferson City with his wife, Lacy and three boys. In his spare time, you can find him coaching and cheering on his boys at sporting events throughout the year.
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1374466
Disclaimer
Equal Housing Lender | Member FDIC The Central Trust Bank NMLS ID # 407985