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Jefferson City Bank, MO
Meet Your Goals with the Right Mortgage Loan
Jefferson City, MO

Home loans and mortgage services with a more personal touch!
We review your unique financial situation and goals to get you prequalified and ready for the home search.
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Absolutely amazing experience! Very professional, friendly, and attentive. Everything was handled perfectly, and I couldn’t be happier. Highly recommend!
Reply from Erin Adamson
September 3rd, 2026 07:37 PM
I'm so pleased to hear that you had an amazing experience, Jesse! Your kind words about my professionalism and attentiveness mean a lot to me. Thank you for recommending me and Jefferson Bank.
TJ went above and beyond to get this deal done for me! Great experiance!
Reply from TJ Ralston
September 21st, 2026 08:22 PM
Clayton, I'm glad to hear you had a great experience working with me at Jefferson Bank. It was my pleasure to go above and beyond to help with your deal.
I want to mention beyond the overall great service I received I was disappointed with the first appraisal. It was inadequate at best and we almost were not offended the loan at worst.
Reply from Michelle Gebhardt
September 18th, 2026 05:22 PM
John, I appreciate your feedback and I'm glad to hear you were satisfied with the overall service at Jefferson Bank. I'm sorry about the issue with the first appraisal and the inconvenience it caused. Please feel free to reach out to me directly...
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Michelle was wonderful to communicate everything that was happening with my loan to me. She was very pleasant to deal with and would answer any questions that I had no matter how trivial they were. This was a very easy process. Thank you!
Reply from Michelle Gebhardt
September 14th, 2026 02:21 PM
Carolyn, thank you for your kind words. I'm pleased to hear that the communication and process were easy for you. It's always my goal to make sure your questions are answered and that you have a pleasant experience.
Erin worked very hard to help us get the home we wanted. She was patient and communicated well each step as we had no idea about buying a home.
Reply from Erin Adamson
August 23rd, 2026 09:21 PM
I'm grateful for your kind words, Heather. It was truly a pleasure to assist you in the home-buying process, and I'm happy to know that my communication made it easier for you. If you have any further questions or need assistance in the future,...
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Erin Adamson has received a review with 5 star rating from Heather C
Reply from Erin Adamson
September 3rd, 2026 07:38 PM
Thank you for the fantastic rating, Heather! I'm pleased to know that your experience with Jefferson Bank met your expectations.
Easy process! Michelle was very helpful!
Reply from Michelle Gebhardt
September 11th, 2026 03:47 PM
Christopher, I appreciate your feedback and I'm pleased to hear that you found the process easy and my assistance helpful. It's great to know you had a positive experience at Central Trust Bank.
Michelle is a true banking professional. She was A joy to work with on this loan.
Reply from Michelle Gebhardt
September 11th, 2026 02:50 PM
Jennifer, thank you for your kind words. I'm glad to hear that working together on your loan was a positive experience. Your feedback means a lot to me!
Really great to work with! Would highly recommend'
Reply from TJ Ralston
September 7th, 2026 04:35 PM
Stacey, I'm happy to hear you found working with me to be a great experience. Your recommendation means a lot to me, thank you!
TJ kept me informed throughout the process, he was able to work with my busy schedule and still stay on top of everything i I needed to do in order to buy my home
Reply from TJ Ralston
August 28th, 2026 07:13 PM
Joseph, I'm grateful for your kind words. I'm pleased I could assist you and work around your busy schedule during the home buying process. If you have any future needs, please feel free to reach out.
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About
Home loans and mortgage services with a more personal touch!
We review your unique financial situation and goals to get you prequalified and ready for the home search.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Central Standard Time (CST)
Disclaimer
The Central Trust Bank NMLS ID # 407985