Tim Summers - Lower Mortgage
Branch Manager | NMLS# 64124
Boasting over 30 years of mortgage expertise, I create tailored loan solutions that not only fulfill but surpass client requirements, establishing enduring partnerships grounded in trust, knowledge, and exceptional service. I specialize in ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
The whole experience was great
Reply from Tim Summers
June 15th, 2026 03:38 PM
Derek, I'm happy to hear that you had a great experience. Thank you for taking the time to share your thoughts!
Every step of the process was very easy
Reply from Tim Summers
June 1st, 2026 03:18 PM
Stephanie, I'm pleased to hear that you found every step of the process easy. Thank you for sharing your positive experience!
tim summers
Reply from Tim Summers
July 28th, 2026 03:57 PM
John, I appreciate you taking the time to leave a review. If there's anything more you'd like to share about your experience, please feel free to reach out to me directly.
The service was great on a timmy did great
Reply from Tim Summers
May 12th, 2026 05:17 PM
James, I'm glad to hear that you had a great experience with the service. Thank you for your kind words!
Tim is really good at his job! Everyone we talked with was so pleasant, professional and knowledgeable, plus fast and efficient service from application to closing.
Reply from Tim Summers
April 30th, 2026 08:29 PM
Thank you for the kind words, Reba! Thank you for trusting in me with your financial needs.
I was guided on everything to fo to get this loan through the process , Tim was very helpful and knowledgeable on the home loan process and was a pleasure to work with. Thanks for all your help!
Reply from Tim Summers
April 21st, 2026 04:13 PM
It was a pleasure working with you Jeremy as well. If you ever need anything, please don't hesitate to give me a call buddy.
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About
Boasting over 30 years of mortgage expertise, I create tailored loan solutions that not only fulfill but surpass client requirements, establishing enduring partnerships grounded in trust, knowledge, and exceptional service. I specialize in USDA, VA, and FHA loans with a passion for helping first-time home buyers navigate the path to homeownership. Backed by a strong history in credit repair and budget counseling to help clients qualify with confidence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
Construction Loan
Medical Professional Mortgages
USDA Loans
DSCR Loans
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Memberships
- RASK
- SCKAR
- Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1996
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 64124
Achievements
- Presidents Club 2023, 2024, 2025
Hobbies
- Golfing
- Playing Poker
- Coaching Baseball
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.