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Lower - Franklin, KY, Franklin, KY
Franklin, KY
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
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Clear communication throughout the whole process.
Reply from Tim Summers
August 19th, 2026 07:35 PM
Jonah, I appreciate your feedback about the clear communication. It's good to know that the process went smoothly for you.
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This was the second time that I had looked to Tim Summers on a home loan. Tim and his team were wonderful to work with and were able to answer any questions we had without issues or delay. I have recommemend him to several people and will continue...
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Reply from Tim Summers
August 16th, 2026 12:56 AM
Whitney, I appreciate your kind words and continued trust in me for your home loan needs. It's nice to know that you found my team and me helpful in answering your questions promptly. Thank you for recommending me to others; it truly means...
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Very easy to work with Tim.
Reply from Tim Summers
July 28th, 2026 03:54 PM
Andrew, I'm happy to hear that you found it easy to work with me. Thank you for your kind feedback!
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I now have a better understanding of how this works thano to Tim who broke things down for someone who only had a general idea of how the home buying process goes!
Reply from Tim Summers
July 28th, 2026 03:55 PM
Thank you for your kind words and for sharing your experience!
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My experience working with Tim on my mortgage was outstanding! I was moving from out of state, and everything was completed online and communication via email, text, and phone. Tim explained everything very thoroughly and made it very easy...
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Reply from Tim Summers
July 28th, 2026 03:56 PM
Dustin, I'm grateful for your kind words and pleased that you found the process easy to understand. Thank you for recommending me!
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Tim was very thorough and informative throughout the entire process . His communication was top-notch, and he was quick to answer any questions we had. He stayed ahead of the game through every step and every step was executed in a very timely...
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Reply from Tim Summers
July 28th, 2026 03:57 PM
It's great to know that my communication and thorough approach made a positive impact. Thank you for sharing your experience!
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The entire process was incredibly smooth from start to finish. Communication was excellent, and every question I had was answered quickly and clearly. The combination of professionalism, responsiveness, and guidance made buying my home much...
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Reply from Tim Summers
July 21st, 2026 04:39 PM
Ty, I appreciate your kind words and am pleased that you found the process smooth and well-communicated. It's great to know that my guidance and responsiveness helped make your home buying experience less stressful. Thank you for recommending...
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Working with our mortgage lender was an outstanding experience from start to finish. He made what can often be a stressful process feel easy and manageable by keeping us informed every during the entire process
Reply from Tim Summers
July 21st, 2026 04:39 PM
Dennie, I'm happy to hear that your experience with the mortgage process was smooth and manageable. Keeping you informed every step of the way is important to me, and I'm thankful for your positive feedback.
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Tim was a very plesant guy to work with! He made everything very easy! Would recommend him to anyone!
Reply from Tim Summers
July 1st, 2026 08:22 PM
Thank you for your kind words, Lynnley! I'm happy to hear that you found the process easy and pleasant. Your recommendation means a lot to me.
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very informative, responsive, and respectful highly recommend
Reply from Tim Summers
July 1st, 2026 08:22 PM
Nathan, thank you for your kind recommendation. I'm happy to hear that you found the experience informative and that my responsiveness and respect were appreciated.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.