The Ray Mortgage Team
Area Manager | NMLS# 219478
At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping y... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Tim and his team were incredible during our first home buying experience. They were constantly available to answer and questions and their responses were always helpful. He helped us get a great rate and gave us realistic numbers to help us...
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Reply from Owner
January 9th, 2026 12:51 PM
We are delighted that you Brittany thought the experience was great. We thank you for allow us to be a part of such a special time in your lives! We wish you all the best and please know we are always here for you when you need us! Cheers!...
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Constant communication, availability, ability to explain things. I felt very comfortable with Tim and his team helping me through the process
The entire staff is amazing! So helpful
Very kind and caring! I’m so thankful
Reply from Owner
May 29th, 2024 12:45 AM
You are so kind Bee! We are so excited for you to start this exciting new chapter in your life. I can't wait to hear about all the beautiful memories you create in your new home! Tim, Jenn, and the entire Ray Mortgage Team.
So caring helpful and kind
Amazing!!!
The knowledge to experience an expertise.
Very helpful and always available.
Made our process of buying a house very simple!
Reply from Owner
January 9th, 2026 12:51 PM
Yaro, thank you so much for the kind words! We really hope you are enjoying this great summer in your new home! Tim
Can’t say enough good things about Tim Ray and team. Absolutely a pleasure , walking us through our first time home buying experience and it honestly felt so easy and smooth. Let The Ray Team make your first experience an awesome one like ours!...
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Reply from Owner
January 9th, 2026 12:51 PM
Thanks so much Holden. We really hope you and Bailey love your new home! We wish you nothing but the best! Tim and the Team
The Ray Mortgage Team has received a review with 5 star rating from Nardito C
Reply from Owner
January 9th, 2026 12:51 PM
Thank you so much Janelle! Welcome to Colorado! We are so excited for you and the family to create new family memories here in the Centennial State! Tim and the Team
The Ray Mortgage Team has received a review with 5 star rating from Balance A
Reply from Owner
January 9th, 2026 12:51 PM
Thanks so much for the kind review! We really hope you enjoy your new home!
The people!
Reply from The Ray Mortgage Team
April 24th, 2024 05:00 PM
"The People!" Thank you so much for the best review we could have received! We feel the same way about you and Shelby. We wish you all the best with the great adventures ahead!
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About
At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process. It’s all designed to exceed expectations, provide satisfaction and earn trust. Since opening our doors 25 years ago, our team has helped thousands of Americans achieve their dream of homeownership. Fairway is a full-service mortgage lender based in Madison, Wisconsin, and Carrollton, Texas, with more than 7,900 team members and 700 branches nationwide. Fairway funded $72.5 billion in 2021. For more information, go to fairwayindependentmc.com
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- Fairway Independent Mortgage Corporation - Producing Area ManagerMar 1st, 2014 - Current
Memberships
- CMLA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 219478
- Colorado, California, Florida,Texas
- Fairway Independent Mortgage Corporation NMLS #2289
Hobbies
- Basketball
- Golf
- Vacationing
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Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures