

The Ray Mortgage Team
Area Manager | NMLS# 219478

At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping y... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Purchasing a home, especially as a first-time buyer, can be a pretty intimidating experience; however, Tim Ray and his team made my home-buying journey much smoother than I expected.They were informative, professional, and very personable throughout...
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Tim and Jenn were so informative and professional, but were also very personable. They addressed all my concerns in a timely and comprehensible manner.
From the initial application to closing, the team was professional, responsive, and genuinely supportive. They offered competitive rates and a variety of loan options that suited my needs perfectly. The online portal was user-friendly, making...
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From the initial application to closing, the team was professional, responsive, and genuinely supportive. The online portal was user-friendly, making document submission a breeze.
You all worked fast and efficient no hassle very friendly kept me upto date the process
They were really awesome worked fast we're flexible with us and strived to get us approved awesome team to work with highly recommend.
The Ray Mortgage Team has received a review with 5 star rating from Robin M
Tim and Jennifer were very knowledgeable, and explained all my questions. I really felt like they were looking out for me and my family
Tim and his team are the BEST! Professional, Knowledgeable, and treated us like family during an anxious time. We feel like now we have someone to trust when it comes to our home loan.
Reply from Owner
January 9th, 2026 12:51 PM
Thanks so much for confidence you have showed in me. I will never be able to repay you enough. Tim
You guys were so attentive and knowledgeable. You walked us through every step and gave awesome feedback and advice for something we were very inexperienced with. We felt extremely comfortable with you and your team.
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About
At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process. It’s all designed to exceed expectations, provide satisfaction and earn trust. Since opening our doors 25 years ago, our team has helped thousands of Americans achieve their dream of homeownership. Fairway is a full-service mortgage lender based in Madison, Wisconsin, and Carrollton, Texas, with more than 7,900 team members and 700 branches nationwide. Fairway funded $72.5 billion in 2021. For more information, go to fairwayindependentmc.com
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- Fairway Independent Mortgage Corporation - Producing Area ManagerMar 1st, 2014 - Current
Memberships
- CMLA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 219478
- Colorado, California, Florida,Texas
- Fairway Independent Mortgage Corporation NMLS #2289
Hobbies
- Basketball
- Golf
- Vacationing
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Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures