The Ray Mortgage Team
Area Manager | NMLS# 219478
At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping y... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Time and his team have helped us in the past when we first moved here, and again with a refi. They are stellar workers in this field. Prompt, informative, and thorough. Tim gave me advice before we started the process to determine if refinancing...
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Reply from The Ray Mortgage Team
April 12th, 2024 03:34 PM
Eduardo, your feedback is invaluable and I'm thrilled to hear that you had such a positive experience with our team. It's always our goal to provide clear, comprehensive information to help our clients make the best decisions for their unique...
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Tim and his team made everything very easy to manage throughout the process. He also educated me as to what my options were - he is super knowledgeable.
Reply from The Ray Mortgage Team
April 11th, 2024 02:00 PM
Thank you so much for the awesome review, Nicole! We are so excited for you and all the new memories you will create in your new home! Thank you so much for trusting us and allowing us to be a part of this life changing experience. Tim
Once qualified the process was pretty fast and went very smooth I’m very happy I came to Tim!.
Reply from Tim Ray
April 11th, 2024 02:03 PM
Thank you Heriberto and Mitz for allowing partnering with us to help you find that perfect home. It was our pleasure to help you and your family. We are so happy for you!
All our best! Tim and The Entire Ray Team
Tim is very knowledgeable and makes himself available for any questions I have.
Reply from Tim Ray
April 11th, 2024 02:04 PM
I'm absolutely delighted to hear your positive feedback, Benjamin. It was indeed a pleasure helping you with your purchase. At Fairway Independent Mortgage Corporation, we strive to keep our clients well informed and be readily available for...
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The Ray Mortgage Team has received a review with 5 star rating from Tyler S
Reply from Owner
January 9th, 2026 12:51 PM
Thanks so much for the kind review Tyler! I hope you are happy in your new home! Tim
Honestly working with Tim Ray has been more than an amazing experience it was smooth, easy and stress free. From one Tim to another thanks for everything you do.
Reply from Owner
March 21st, 2024 12:02 AM
Ah! Thanks so much Tim! You are a rock star as well!
You guys worked very hard to make this happen and picked up my slack when I was busy.
I appreciate the help, I am happy that we got it done.
Reply from Tim Ray
April 11th, 2024 02:05 PM
I'm extremely grateful for your kind words and stellar rating, Daniel. It's always our aim at Fairway to deliver a smooth experience for our clients, even more so when the tasks require extra efforts. Your satisfaction with our service is a...
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This whole process was super smooth and easy. I wasn’t ever worried or concerned. We felt we were in good hands the entire time and that the team was looking out for us every step of the way.
Reply from The Ray Mortgage Team
February 26th, 2024 07:15 PM
I'm truly appreciative of your positive feedback, Rebecca! It was an absolute pleasure helping you and Yaro buy your first home. Thank you for choosing us and for the 5-star rating! Please don't hesitate to reach out if you need anything in...
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Easy, clear, polite and fast
Reply from The Ray Mortgage Team
February 26th, 2024 07:04 PM
Thank you so much Yaro! I am so excited to help you and Rebecca buy your first home! I hope you are very happy there for years to come!
Tim was attentive, friendly, informative and thorough. I really appreciated the time he took to educate and guide me through this first time home buying experience.
Reply from Tim Ray
April 11th, 2024 02:06 PM
I appreciate your kind words, Peter. It was my pleasure to be attentive and friendly throughout our process, and I'm thrilled you found the information and guidance useful. Thank you for acknowledging our efforts with a 5-star rating. It means...
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About
At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process. It’s all designed to exceed expectations, provide satisfaction and earn trust. Since opening our doors 25 years ago, our team has helped thousands of Americans achieve their dream of homeownership. Fairway is a full-service mortgage lender based in Madison, Wisconsin, and Carrollton, Texas, with more than 7,900 team members and 700 branches nationwide. Fairway funded $72.5 billion in 2021. For more information, go to fairwayindependentmc.com
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- Fairway Independent Mortgage Corporation - Producing Area ManagerMar 1st, 2014 - Current
Memberships
- CMLA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 219478
- Colorado, California, Florida,Texas
- Fairway Independent Mortgage Corporation NMLS #2289
Hobbies
- Basketball
- Golf
- Vacationing
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Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures