The Ray Mortgage Team
Area Manager | NMLS# 219478
At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping y... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
The Ray Mortgage Team has received a review with 5 star rating from BobbyCrocker
Everytime we had a question you and your team were very quick to get things resolved in a timely manner
Reply from The Ray Mortgage Team
September 9th, 2026 10:38 PM
Dear Robert and Karen, I am so glad you allowed me and my team to be a part of your big move to Colorado! It was a pleasure helping you and meeting you thru the process! I am excited to hear about your future Colorado adventures! I am always...
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We had a wonderful experience working with the Ray Team at Fairway Independent Mortgage. From beginning to closing, they were responsive, knowledgeable, and always willing to answer our questions. Buying a home can be stressful, but they kept...
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Reply from The Ray Mortgage Team
September 9th, 2026 10:51 PM
Joan, I'm so glad to hear that you had a wonderful experience with us. It's important to me that our clients feel informed and supported throughout the home-buying process. Thank you for your kind words and recommendation! Please don't be a...
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We honestly cannot say enough good things about Tim and the entire The Ray team who helped us through this process. Buying a home has been one of the most stressful and emotional experiences we’ve ever gone through, and there were definitely...
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Reply from Owner
September 9th, 2026 11:18 PM
Joan, I truly appreciate your kind words and trust in The Ray Mortgage Team. I'm so happy to hear that we could support you through every step and make your home buying experience a success. Thank you for recognizing our dedication and professionalism...
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Top notch service! The Ray Team was very organized and professional and has a wonderful website. My closing was a little challenging, but the Ray Team made it happen and I couldn't be happier!
Reply from Owner
September 9th, 2026 11:18 PM
I'm glad to hear that you found our service top-notch, Amy! I appreciate your kind words about our team's organization and professionalism. It's wonderful to know that we could assist you through a challenging closing and help make it a positive...
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Tim worked with me thru a difficult closing and kept my spirits high. Great website and timely information.
Reply from The Ray Mortgage Team
September 9th, 2026 11:19 PM
I'm grateful for your kind words, Amy. It's nice to know that I could help keep your spirits up during a challenging closing, and I'm glad you found our website and information helpful. If you need anything else, feel free to reach out.
Tim was very knowledgeable about the loan situations we were considering and worked diligently to help us find a monthly payment that would work for us
Reply from Tim Ray
September 9th, 2026 11:19 PM
Breanna, I'm pleased to know that my knowledge and efforts were helpful in finding a suitable monthly payment for you. It's always my goal to work diligently and support my clients in their loan decisions. Thank you for your kind words!
Tim and his team kept us up to date on everything we needed and needed to know through the whole process! It seemed like a lot but he made it feel like it was so easy to do! Thank you again for everything youve done for my fiancee and I!
Reply from Owner
September 9th, 2026 11:21 PM
Joshua, I'm glad to hear that Tim and the team were able to keep you well-informed throughout the process. It's great to know that we made things feel easy for you. Thank you for your kind words! Warm Regards, Ronnie and the Team
Tim and his team was VERY thorough through our the whole process. It was nice to be kept accountable as far and timely matter things and completing every task . They were also knowledgeable on things we didn't understand and explained them...
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Reply from The Ray Mortgage Team
September 9th, 2026 11:23 PM
Joshua, I'm pleased to hear that you had a smooth experience with us. It's great that you found our team thorough and our explanations clear. Thank you for sharing your positive feedback! I hope to see you on the court this winter and into...
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The Ray Team has been extremely helpful throughout our first time home buying process. Their communication has been thorough and friendly. We are so appreciative our realtor recommended them to us!
Reply from Owner
September 9th, 2026 10:44 PM
Breanna, I'm grateful to hear that you found our team helpful and communicative during your first home buying journey. It's nice to know that our efforts made a difference. Home is where the memories and sense of community are established....
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About
At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process. It’s all designed to exceed expectations, provide satisfaction and earn trust. Since opening our doors 25 years ago, our team has helped thousands of Americans achieve their dream of homeownership. Fairway is a full-service mortgage lender based in Madison, Wisconsin, and Carrollton, Texas, with more than 7,900 team members and 700 branches nationwide. Fairway funded $72.5 billion in 2021. For more information, go to fairwayindependentmc.com
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- Fairway Independent Mortgage Corporation - Producing Area ManagerMar 1st, 2014 - Current
Memberships
- CMLA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 219478
- Colorado, California, Florida,Texas
- Fairway Independent Mortgage Corporation NMLS #2289
Hobbies
- Basketball
- Golf
- Vacationing
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Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures