The Ray Mortgage Team
Area Manager | NMLS# 219478
At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping y... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Always a pleasure working with Tim and his team. They are caring, smart and efficient!
Reply from The Ray Mortgage Team
September 4th, 2025 10:38 PM
Mostly "caring," I am not so sure about "smart and efficient", but thank you so much for the kind words, Sydney! Your friendship and your caring nature means the world to me and my family. IFYKYK. Tim and the Team
Tim has been wonderful. great communication and helped us through a new process with ease :)
Reply from The Ray Mortgage Team
September 4th, 2025 10:56 PM
Liz, you and Bradley are awesome, and such a joy to help in this process! Seeing you buy your first home together is the reason I love what I do! I can't wait to hear more about your future adventures! Tim and the Team
The speed and efficiency atgwtting me through my closing process with last minute changes.
Reply from The Ray Mortgage Team
September 4th, 2025 10:47 PM
Chawne, I am so happy you allowed me to be a part of this huge purchase of your first home! You were a joy to work with and know that I am always here for all your question. Please stay in touch and I look forward to seeing you a DU basketball...
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Tim did a great job meeting our short timeframe to close on a house. I know it was chaotic, but he managed it well. He also gave in depth answers to the questions my wife and I had. Exactly what we were looking for.
Reply from The Ray Mortgage Team
September 4th, 2025 10:53 PM
Managing tight timeframes can be challenging, and I'm pleased that I could meet your needs and provide the information you and Kristen were looking for. You guys made our jobs easy. :) Welcome to Colorado! I hope you and the family love it...
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Tim and his Team were Amazing! They answered every question we had, they were always prompt clear, helpful, and nice . We knew what was going on every step of the way. They made us feel valued and heard. We Highly recommend!
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Reply from Owner
January 9th, 2026 12:51 PM
Thank you so much for the kind words, Sandy! You and Roberto were such a joy to work with, and it is so exciting to see you move into your first home! I can’t wait to see the memories that you create! All our best, Tim, Ronnie and Amanda
Tim and his Team were Amazing! They answered every question we had, they were always prompt clear, helpful, and nice . I knew what was going on every step of the way. they made us feel valued and heard.
Reply from Tim Ray
September 4th, 2025 10:14 PM
Your feedback means a lot to me, Sandy. I'm pleased to know that you felt informed and valued throughout the process. Answering your questions and ensuring clarity at every step is always my priority. It's great to hear that you had a great...
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The Ray Mortgage Team has received a review with 5 star rating from Roberto C
Reply from Owner
January 9th, 2026 12:51 PM
Thank you Roberto for the great 5 Star review! You and Sandy are such a joy and we really enjoyed helping you get into your first home! Thank you for trusting us! All the best, Tim and the Ray mortgage team!
Evruthing since the begining
Reply from Tim Ray
September 4th, 2025 10:23 PM
Roberto, you and Sandy were such a pleasure to work with! Infact, your story and joy you showed in purchasing your first home is EXACTLY why I do this. Thank you so much for allowing me and my team to be a part of your lives! Enjoy the home...
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Working with Tim Ray has been a total game-changer! Him and his team helped two of my first-time homebuyers this month of May not only get into their dream homes but also lock in amazing deals that truly fit their budgets. From start to finish,...
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Reply from Owner
August 9th, 2025 01:32 PM
Thank you so much Janey! Coming from you, one of the best agents in the business, I am humbled by your comments. The feeling is mutual, clients looking for a home are lucky to have you….a professional, compassionate realtor like you in their...
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Tim and his team did an amazing job he kept such great contact giving us constant updates helping us make the process very smooth and easy (: definitely will be recommending to my friends and family
Reply from Owner
September 4th, 2025 10:24 PM
I appreciate your kind comments, Natalie. I'm glad to know that my communication and updates helped make the process smooth for you. It's my aim to ensure everything is clear and straightforward along the way. Thank you for considering recommending...
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About
At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process. It’s all designed to exceed expectations, provide satisfaction and earn trust. Since opening our doors 25 years ago, our team has helped thousands of Americans achieve their dream of homeownership. Fairway is a full-service mortgage lender based in Madison, Wisconsin, and Carrollton, Texas, with more than 7,900 team members and 700 branches nationwide. Fairway funded $72.5 billion in 2021. For more information, go to fairwayindependentmc.com
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- Fairway Independent Mortgage Corporation - Producing Area ManagerMar 1st, 2014 - Current
Memberships
- CMLA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 219478
- Colorado, California, Florida,Texas
- Fairway Independent Mortgage Corporation NMLS #2289
Hobbies
- Basketball
- Golf
- Vacationing
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Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures