

The Ray Mortgage Team
Area Manager | NMLS# 219478

At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping y... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Initially, my spouse and I started with five different lenders. We weren't in a rush to buy a home, but we wanted to be financially prepared so that if the right home came along, we could submit a competitive offer.After a lot of research and...
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Reply from The Ray Mortgage Team
September 9th, 2026 10:52 PM
Carolynn, thank you for sharing your wonderful experience with us! I'm so pleased to hear that Ronnie and I could provide the guidance and support you needed throughout your home-buying journey. It's great to know that our efforts helped you...
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They work hard to get things right for you
Reply from Owner
September 9th, 2026 11:23 PM
Brenda, I appreciate your feedback and am glad to know that our efforts were helpful for you. My goal is always to ensure everything is handled correctly for our clients. Warm Regards, Tim and the Team
You worked hard to help me and even explained my previous mortgage to me
Reply from The Ray Mortgage Team
September 9th, 2026 11:24 PM
Brenda, I'm grateful for your feedback and glad I could assist you with your mortgage needs. It's important to me that you felt supported and informed throughout the process.
Great communication
Reply from The Ray Mortgage Team
September 9th, 2026 11:26 PM
Hannah, I appreciate your feedback on my communication. It's important to me to ensure that you feel informed every step of the way.
I would state the service was better and than average. I'm really appreciative of the realitor recommendation as I "interviewed" a lot of realtors and tim wells did a fantastic
The Ray Mortgage Team has received a review with 5 star rating from Ray H
Tim saved the deal with no time worked it out on jet speed
Good communication
fast service
The entire process was handled professionally and expediently. We're definitely very pleased and would recommend this team to anyone looking to purchase or refinance a home.
Everything went smoothly and very easy to communicate with any issues or concerns.
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About
At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process. It’s all designed to exceed expectations, provide satisfaction and earn trust. Since opening our doors 25 years ago, our team has helped thousands of Americans achieve their dream of homeownership. Fairway is a full-service mortgage lender based in Madison, Wisconsin, and Carrollton, Texas, with more than 7,900 team members and 700 branches nationwide. Fairway funded $72.5 billion in 2021. For more information, go to fairwayindependentmc.com
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- Fairway Independent Mortgage Corporation - Producing Area ManagerMar 1st, 2014 - Current
Memberships
- CMLA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 219478
- Colorado, California, Florida,Texas
- Fairway Independent Mortgage Corporation NMLS #2289
Hobbies
- Basketball
- Golf
- Vacationing
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Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures