

The Ray Mortgage Team
Area Manager | NMLS# 219478

At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping y... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
The team continued to find ways to help us move into our new home while continuing to market the existing one!
Remember how difficult moving was when you were in your 20s? It's SO much moreso when you're pushing 70. We couldn't have done it without Ray's Fairway team. Thanks!
The way you guided us through an unfamiliar process. I was astonished at the difficulty of qualifying for a mortgage, but you folks eased the way. Thanks for that, and we'll certainly recommend you to everyone who asks.
The Tim Ray team amazing. Highly recommend them. A++++
They really went way and above. Just an amazing team of individuals who all worked together and cared about us. Don't have enough words to fully express how amazing this team is. Thank you so much.
Tim and his team did a great job. Tim was willing to drive several hours to meet with us and help us walk through some significant changes. Thank you!
Willingness to answer all our questions and to travel down from Denver to work with us face to face.
Youre genuine concern and effort to do the best for us you could, your suggestions for the future and knowledge in general made it a great experience.
Reply from The Ray Mortgage Team
September 4th, 2025 10:09 PM
Thank you so much Sam!!!!! I am so excited to see you start your new adventures in Denver......I can't wait to see you at Trader Joes! Tim and The Team
Best mortgage experience I've ever had. Tim was genuinely interested in securing us the best possible loan, his knowledge and helpfulness were second to none. I can't recommend Tim and his team highly enough!
Reply from Owner
January 9th, 2026 12:51 PM
Thank you so much for the kind review Sam! It was my pleasure helping you make this Colorado, Trader Joes adventure a reality! Tim and the Team
Professional, experienced and helpful.
Reply from The Ray Mortgage Team
September 4th, 2025 10:34 PM
Thanks so much Jim! You and Sydney have been my biggest fans, and I so appreciate your support and friendship! Tim
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About
At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process. It’s all designed to exceed expectations, provide satisfaction and earn trust. Since opening our doors 25 years ago, our team has helped thousands of Americans achieve their dream of homeownership. Fairway is a full-service mortgage lender based in Madison, Wisconsin, and Carrollton, Texas, with more than 7,900 team members and 700 branches nationwide. Fairway funded $72.5 billion in 2021. For more information, go to fairwayindependentmc.com
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- Fairway Independent Mortgage Corporation - Producing Area ManagerMar 1st, 2014 - Current
Memberships
- CMLA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 219478
- Colorado, California, Florida,Texas
- Fairway Independent Mortgage Corporation NMLS #2289
Hobbies
- Basketball
- Golf
- Vacationing
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Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures