

Tim Oddo
Reverse Mortgage Advisor | NMLS # 302667

At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Great experience, very knowledgeable in the reverse mortgage arena. Highly recommended!
Reply from Owner
May 4th, 2022 05:25 PM
Thanks Mike! It was a pleasure working with you and Laurie on this loan.
Working with Tim and his team was a very positive experience. They all did their jobs with excellence. I appreciated their care and concern for me during the process. I would highly recommend them.
Tim did a great job explaining the reverse mortgage advantages and disadvantages to us. Walk us through the process and was extremely empathetic when we couldn’t close due to my wife’s illness.
My previous posting showed only a 2 star review for Tim Oddo and staff... that was incorrect...should have been 5 stars and if possible much higher than 5.
Tim and his staff are incredible...
Reply from Owner
April 20th, 2022 07:37 PM
Thanks for the clarification Sherry! We strive for 5 star service - so excited for how this loan will help you in the future. Congrats! Tim
I feel very blessed to have found Tim Oddo when I started looking for someone to help me with questions about a reverse mortgage on my home. I needed someone with knowledge to give me good advice and guide me in the right direction.From the...
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I feel very blessed to have found Tim Oddo when I started looking for someone to help me with questions about a reverse mortgage on my home. I needed someone with knowledge to give me good advice and guide me in the right direction.From the...
read more
Reply from Tim Oddo
October 30th, 2023 05:51 PM
Thanks Sherry.
Tim and his staff at Luminate Home Loans are so wonderful to work with. They arent anything like other loan offices ive used. Tim is funny and down to earth and so helpful explaining step by step the time line selling your home and buying a...
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Reply from Owner
April 20th, 2022 07:36 PM
Thank you Jill! It was a pleasure helping you with this Purchase Reverse Mortgage - you were great to work with. Tim
I have worked with Tim's wife Michelle for years. Exceleent!Naturally I first went to Tim to get a "lay of the land" to see how the program works.I finally was ready 2 years ago and got it done for our new home. (YES, you can buy a home with...
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I have worked with Tim's wife Michelle for years. Exceleent!Naturally I first went to Tim to get a "lay of the land" to see how the program works.I finally was ready 2 years ago and got it done for our new home. (YES, you can buy a home with...
read more
Reply from Owner
April 20th, 2022 07:34 PM
Thanks Pete - that's high praise coming from you! We appreciate the opportunity to help you on this loan and put you and Linda in your dream home! Tim
Tim Oddo is a real pleasure to do business with. He made us feel very comfortable through the whole process of refinancing and reverse mortgage, dispelling the myths and stigmas that often accompany HECM loans, or reverse mortgages. Any questions...
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Reply from Owner
April 6th, 2022 10:28 PM
Thanks Sue! It was a pleasure helping you and Angie with this loan. This is a great loan to protect both of you and ensure you can live in that house for the rest of your lives! Thanks again - Tim
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About
At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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FHA Loans
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Purchase Loans
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Licenses
- NMLS # 302667
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Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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