Tim Oddo
Reverse Mortgage Advisor | NMLS # 302667
At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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I just closed on a reverse mortgage on my home last week. Tim Oddo was very patient and so knowledgeable in explaining how the whole thing works! I knew nothing about it! He did a comprehensive zoom meeting with me and then did another zoom...
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Reply from Owner
June 22nd, 2022 10:34 PM
Thanks again Melon! It was a pleasure helping you throughout this entire process. You and your daughter were great. I'm so excited for you.
Tim and his team always kept us informed of what was happening and what the next steps were in the process. They were all very professional and friendly and it always felt like they really cared.
Luminate team was terrific ! One of the best financial decisions my wife and I have made for secure retirement
Reply from Owner
May 27th, 2022 02:53 AM
Thanks Lou - it was a pleasure helping you and Sue with your loan.
Absolutely wonderful. Tim and all of his team are truly caring, dedicated and professional people. They answered all questions in a timely manner and were always able to be contacted quickly for responses. We highly recommend them for anyone...
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Reply from Owner
May 20th, 2022 05:30 PM
Thank you Jody! It was a pleasure working with you and Steve. Congrats on your new home! Tim
Absolutely wonderful. Tim and all of his team are truly caring, dedicated and professional people. They answered all questions in a timely manner and were always able to be contacted quickly for responses. We highly recommend them for anyone...
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Very professional and friendly. Tim and his staff were wonderful to work with-they always kept us up to date and we closed fast!
Very professional and friendly. Tim and his staff were wonderful to work with-they always kept us up to date and we closed fast!
Reply from Owner
May 18th, 2022 02:49 PM
Thanks Dana! It was great helping your mom with this loan. Tim
We first worked with Tim in late 2016 regarding a reverse mortgage; he was professional, knowledgeable, ethical, and personable. However, at that time a HECM loan wasn't the right solution. We decided to revisit this option again in 2022 and...
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First and foremost, let me say, this team is incredibly great. Most impressive customer care and service! I needed to find out about a reverse mortgage. Tim was referred to me. (I am almost 4 hrs away, in NW Colorado.) I called, asked Him to...
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Reply from Owner
May 9th, 2022 05:38 PM
Thank you Patty! It was a pleasure helping you with this loan.
You explained everything quickly and completely and made the entire process very easy for us!
Reply from Owner
May 4th, 2022 05:26 PM
Thanks Tom! It was great working with you guys and thanks for all of the awesome jerky!
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At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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- NMLS # 302667
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Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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