Luminate Bank - Littleton, CO, Littleton, CO

Littleton, CO

4.9

(1,035)

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.

Mortgage

Mortgage Loan Officer

Contact Info

(952) 698-3300

Littleton, CO

https://www.goluminate.com/

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4.9

(1,035)

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We closed on time! Smooth!

Tim Oddo is simply the best when it comes to reverse mortgages. I have asked many people over the years, and no one comes close to his ability to break it down clearly and make it easy to understand.Beyond his expertise, Tim is one of the most...

Reply from Owner

June 19th, 2026 01:59 PM

Andrew:Thank you so much for your incredibly kind words and trust!! It has truly been an honor to help you and the clients you've referred over the years.My goal has always been to make the reverse mortgage process easy to understand by educating...

Michelle Oddo is Amazing! Her service from start to finish is incredible! she is knowledgeable, lightning-fast with communication, and made the entire process so easy and personable. I Highly recommend her and her team!

Reply from Michelle Oddo

June 19th, 2026 08:31 AM

I'm grateful for your kind words, Tammy! I was happy to have been able to assist you and our wonderful clients! Love working with you!

Easy quick process

Reply from Michelle Oddo

June 19th, 2026 08:32 AM

Thank you Stephanie! Appreciate you and love that you’re a repeat client and that I got the opportunity to work with you again!

Michelle and Tim with The Oddo Group are truly exceptional, and we cannot recommend them highly enough. Michelle helped us buy a home together, and from start to finish, the entire experience was seamless, supportive, and filled with care....

Reply from Owner

June 19th, 2026 08:36 AM

Sara, this means the world to me! I am so thankful for you and Josh and your trust in us and our team! We love you and are thankful for your friendship and our relationship both personally and professionally. I am so excited for you both to...

I love working with the oddo Group team, they get me the info I need very quickly. Thank you!

Reply from Michelle Oddo

June 19th, 2026 08:38 AM

Thank you Brian! Appreciate you and your partnership! Love working with you always and love your passion and professionalism!

Michelle and her whole team were so kind, patient, and on top of things! They answered all of our questions and made sure we understood the entire process through our first home buying experience. Michelle went above and beyond to get our loan...

Reply from Owner

June 19th, 2026 08:41 AM

Thank you Madeline! I am so happy I was able to make your dream home a reality and I’m thankful for the opportunity to have been able work with you! You guys were a joy! Best wishes for amazing memories in your new place!

Michelle and her whole team were so kind, patient, and on top of things! They answered all of our questions and made sure we understood the entire process through our first home buying experience.

Reply from Michelle Oddo

June 19th, 2026 08:42 AM

Thank you 🙏 I loved working with you and am thankful for the trust!

My first time buyers loved working with Michelle and team. Michelle did a great job alleviating concerns and helped make the overall experience positive for our clients.

Reply from Michelle Oddo

June 19th, 2026 08:43 AM

Thank you Kim! I was happy we got to work together to make it happen for them! You were wonderful to work with and I appreciate the trust and partnership! Let’s do it again! 🙌