Tim Oddo
Reverse Mortgage Advisor | NMLS # 302667
At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Tim answered all my questions and was very easy to work with. I would recommend him to anyone that would benefit from his services.
Reply from Tim Oddo
October 1st, 2026 10:09 PM
Thanks John- it was a pleasure helping you with this HECM reverse mortgage
Tim is fantastic, VERY knowledgeable and reliable
He was very easy to work with and exceeded my expectations. He answered all my questions. He came through with everything that I expected and more. I would recommend Tim.
Reply from Owner
September 25th, 2026 09:34 PM
Thanks John! It was a pleasure helping you with your HECM reverse mortgage. I know this loan will be a blessing and give you more monthly cash-flow!
Tim Oddo is an absolute joy to work with! He truly cares about his customers and goes above and beyond to help them in any way he can as he has their best interest at heart. Tim and his team are incredibly professional, knowledgeable, and make...
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Reply from Owner
September 25th, 2026 09:33 PM
Thank you Nicki!! Me and my team love helping folks with their retirement lending solutions - and you are a part of my amazing team. Thanks for all you do!!
As an advisor I look for high quality professionals that can assist my clients. Tim has done a number of reverse mortgages for my clients and the out come has been excellent. He just helped one of my clients use this concept to buy a new home...
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Reply from Owner
September 24th, 2026 09:54 PM
Thanks Andy! I always enjoy helping your clients use a HECM reverse mortgage to help with their retirement planning needs. A reverse mortgage is a cash-flow loan!We love serving your clients in Littleton, Parker, Castle Rock and Highlands Ranch...
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Tim is very personable and explains the process in such a manner to help customer understanding. I enjoy working with Tim as his knowledge and humor made me feel very much at ease.
Reply from Tim Oddo
September 21st, 2026 03:51 PM
Nancy, I'm glad to hear that my approach helped you feel at ease and that you enjoyed the process. It was great to work with you - thanks for trusting me and Luminate Bank to help you.
Tim took the time to educate us and to present different options for us to evaluate. He communicated timely, effectively, and respectdully, without ever putting any pressure. He responded promptly to our questions, even if it's the same question...
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Reply from Tim Oddo
September 21st, 2026 03:53 PM
I'm really pleased to hear that you had such a smooth and efficient experience Sonia. You really are a blessing to Anthoula!! It's important to me that my clients feel educated and empowered to make their own decisions without pressure. Thanks...
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Tim is great to work with. He keeps you updated on what's going on. Very pleasant experience.
Reply from Tim Oddo
September 21st, 2026 03:53 PM
Thanks Rita!! You and Jim were great to work with. Tim
He came to us to do the paperwork instead of us going to him. Tim is a person who is there to help the customer.
Reply from Owner
September 3rd, 2026 11:18 PM
Thank you for the kind review Jim! I’m always happy to go the extra mile for my reverse mortgage clients like you and Rita, including coming to you to make the paperwork and closing process as convenient and comfortable as possible. My goal...
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Tim went above and beyond to make the process go smoothly and. Stress free.
Reply from Tim Oddo
September 1st, 2026 12:42 PM
I'm grateful for your kind words, James. It's wonderful to know that I could help make the process smooth and stress-free for you. If you or Rita ever need any further assistance, feel free to reach out. Thanks again - Tim
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At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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- NMLS # 302667
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2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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