Experience.com
Tim Oddo's Cover Image
Tim Oddo - Reverse Mortgage Advisor | NMLS # 302667 in Littleton, CO

Tim Oddo

ClaimedPro

Reverse Mortgage Advisor | NMLS # 302667

Company Logo
At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Company Logo
Overall Ratings
4.96
(285)
Filter by Date
Range
Filter by Rating
Reviews from Web
  • 5.0
    google
    A
    Andy A
    Posted on June 19th, 2026 12:54 PM
    Tim Oddo is simply the best when it comes to reverse mortgages. I have asked many people over the years, and no one comes close to his ability to break it down clearly and make it easy to understand.Beyond his expertise, Tim is one of the most...
    read more
    Reply from Owner
    June 19th, 2026 01:59 PM
    Andrew:Thank you so much for your incredibly kind words and trust!! It has truly been an honor to help you and the clients you've referred over the years.My goal has always been to make the reverse mortgage process easy to understand by educating...
    read more
  • 4.83
    Encompass
    M
    Mary K L
    Denver, CO
    Posted on May 28th, 2026 09:21 PM
    Tim Oddo was able to explain a reverse mortgages thoroughly. He was very professional, efficient and pleasant to work with.
  • 5.0
    google
    A
    Akasmr
    Posted on April 21st, 2026 02:48 PM
    Tim Oddo has received a review with 5 star rating from Akasmr
  • 5.0
    Encompass
    S
    Steven M R
    Lakewood, CO
    Posted on April 21st, 2026 02:47 PM
    Tim was very knowledgeable about all the details of my loan process and very pleasant to work with
    Reply from Tim Oddo
    April 21st, 2026 08:21 PM
    Steve, thank you for sharing your experience. I'm pleased to hear that you found my knowledge and approach helpful during your loan process. It was great working with you at Luminate Bank.
  • 4.5
    Encompass
    M
    Mary A W
    Centennial, CO
    Posted on April 13th, 2026 04:39 PM
    Tim and Brent were great. I'm just sad that this process was a necessary one.
    Reply from Tim Oddo
    April 13th, 2026 04:55 PM
    Mary, I appreciate your kind words about Brent and me. I'm sorry to hear that the situation required this process, but I'm glad we could assist you through it. If there's anything more you need, please feel free to reach out.
  • 4.66
    Encompass
    R
    Russell R S
    Honolulu, HI
    Posted on April 10th, 2026 09:12 PM
    Tim walked us thru the whole procesd & took care of details. He was very cordial & friendly. Encouraging attitude!
    Reply from Tim Oddo
    April 13th, 2026 04:56 PM
    Russ & Char, I'm grateful to hear that you found my guidance throughout the process helpful. It was my pleasure to assist you, and I'm glad my approach made a positive impact. Thank you for your kind words and for choosing Luminate Bank.
  • 5.0
    google
    C
    Charlene S
    Posted on April 9th, 2026 07:30 AM
    We are extremely satisfied with the terms of our reverse mortgage. If you're considering getting a reverse mortgage, I'd highly recommend that you contact Tim. He will patiently explain what a reverse mortgage can do for you and answer any...
    read more
    Reply from Owner
    April 13th, 2026 05:00 PM
    Hi Char,Thank you so much for your kind words and for you and Russ trusting me with your reverse mortgage! I’m truly grateful you took the time to share your experience.My goal is always to make sure every client fully understands how a reverse...
    read more
  • 5.0
    google
    N
    Noreen S
    Posted on April 8th, 2026 03:46 PM
    Tim Oddo is the epitome of great service. We're fortunate to have someone refer him to us. He was able to help our family in Honolulu HI. Incredible level of details to get an existing reverse mortgage closed and for Tim, through his business...
    read more
    Reply from Owner
    April 8th, 2026 05:14 PM
    Hi Noreen, thank you so much for your kind words and for trusting me with such an important financial decision. It was truly an honor to assist your family in Honolulu with both the payoff of your existing reverse mortgage and securing a new...
    read more
  • 5.0
    google
    K
    Karen C
    Posted on April 7th, 2026 08:12 PM
    Tim was awesome. He took time to make sure everything was explained clearly. He followed up often and was patient during the process.
    Reply from Owner
    April 7th, 2026 08:37 PM
    Thank you Karen! You were such a big help with Mary Anne's Reverse Mortgage. This loan is going to be a game changer for her!We are dedicated to serving our community, including homeowners in Colorado with expertise in every reverse mortgage...
    read more
  • 5.0
    Encompass
    C
    Charlene M S
    Honolulu, HI
    Posted on April 7th, 2026 06:50 PM
    Tim was always there when we had any questions or concerns. He was responsive llland easy to tslk to.
    Reply from Tim Oddo
    April 7th, 2026 08:15 PM
    I appreciate your feedback, Char. It's important to me that you felt comfortable reaching out with your questions and concerns. I'm glad to hear that my responsiveness and approachability were helpful to you. Should anything else come up, feel...
    read more
  • 10 of 285
    About
    At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
    336
    /850
    Search Rank Score
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 302667
    Disclaimer
    Equal Housing Lender
    Luminate Bank is an Equal Housing Lender | Member FDIC
    Luminate Bank | NMLS ID #1281698
    2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
    ©2025 All Rights Reserved

    NMLS CONSUMER ACCESS

    Licensing | Privacy | Contact Us