Tim Oddo
Reverse Mortgage Advisor | NMLS # 302667
At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Tim took the time to educate us and to present different options for us to evaluate. He communicated timely, effectively, and respectdully, without ever putting any pressure. He responded promptly to our questions, even if it's the same question...
read more
Tim is great to work with. He keeps you updated on what's going on. Very pleasant experience.
He came to us to do the paperwork instead of us going to him. Tim is a person who is there to help the customer.
Reply from Owner
September 3rd, 2026 11:18 PM
Thank you for the kind review Jim! I’m always happy to go the extra mile for my reverse mortgage clients like you and Rita, including coming to you to make the paperwork and closing process as convenient and comfortable as possible. My goal...
read more
Tim went above and beyond to make the process go smoothly and. Stress free.
Reply from Tim Oddo
September 1st, 2026 12:42 PM
I'm grateful for your kind words, James. It's wonderful to know that I could help make the process smooth and stress-free for you. If you or Rita ever need any further assistance, feel free to reach out. Thanks again - Tim
communication, knowledgeable, service, friendly attitude
Reply from Tim Oddo
August 31st, 2026 02:33 PM
Thanks Don! It was a pleasure working with you and Carole.
Tim was very professional, friendly and on top of every step during the loan process and because of these qualities it made getting the loan very smooth and comfortable!
Carole & Don Cutler
Reply from Tim Oddo
August 28th, 2026 04:58 PM
Carole, I'm happy to hear that you and Don found the loan process smooth and comfortable. It was my pleasure to assist you both, and I appreciate your kind words about my professionalism and friendliness. You guys were wonderful to wotk with!...
read more
I highly recommend Tim if you are considering a reverse mortgage specialist. I am also a loan officer, but I'm not licensed in California. When my in-laws asked me to help them find a reverse mortgage specilaist they could trust, I wanted to...
read more
Reply from Owner
September 3rd, 2026 11:16 PM
Thank you so much Colleen for the kind words and for trusting me to help your in-laws with their reverse mortgage. It means a lot coming from another loan officer, especially when you were looking for someone you could trust to take care of...
read more
Wonderful experience setting up & closing on our HECM mortgage with Tim. He was always available for questions and kept us informed every moment of the process! Actually very quick & stress free adventure!
Reply from Owner
August 26th, 2026 05:11 PM
Greg, thank you so much for the wonderful review! It was truly a pleasure working with you both. I’m glad I could make the HECM process quick, clear, and stress-free. Keeping my clients informed and being available for questions every step...
read more
Tim Oddo makes a reverse mortgage so easy and stress free. My parents are now free to do what they want to and are able to enjoy life and still have something left for their legacy. So appreciative- thanks Tim!
Reply from Owner
August 26th, 2026 05:12 PM
Thank you Kelly!! We love helping people across the Denver metro and Colorado market. The HECM reverse mortgage is a powerful financial tool for seniors and retirees.
Tim Oddo has received a review with 5 star rating from George G
Reply from Owner
August 17th, 2026 08:31 PM
Thanks George! It was a pleasure helping you with a HECM reverse mortgage for your home in Orlando, Florida. A Reverse mortgage is a great financial tool to give you more monthly cash-flow and financial options.
10 of 300
About
At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 302667
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
©2025 All Rights Reserved Licensing | Privacy | Contact Us