Tim Oddo

Name: Luminate Bank - Littleton, CO
Address: 26 W Dry Creek Circle, Ste 400, Littleton, Colorado, 80120
Telephone: +1-303-233-4500
Rating: 4.96

Reverse Mortgage Advisor | NMLS # 302667

Luminate Bank - Littleton, CO

4.96

(283)

At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.

Mortgage

Mortgage Loan Officer

Contact Info

(303) 233-4500

Littleton, CO

https://www.goluminate.com/

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4.96

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Tim Oddo has received a review with 5 star rating from Akasmr

Tim was very knowledgeable about all the details of my loan process and very pleasant to work with

Reply from Tim Oddo

April 21st, 2026 08:21 PM

Steve, thank you for sharing your experience. I'm pleased to hear that you found my knowledge and approach helpful during your loan process. It was great working with you at Luminate Bank.

Tim and Brent were great. I'm just sad that this process was a necessary one.

Reply from Tim Oddo

April 13th, 2026 04:55 PM

Mary, I appreciate your kind words about Brent and me. I'm sorry to hear that the situation required this process, but I'm glad we could assist you through it. If there's anything more you need, please feel free to reach out.

Tim walked us thru the whole procesd & took care of details. He was very cordial & friendly. Encouraging attitude!

Reply from Tim Oddo

April 13th, 2026 04:56 PM

Russ & Char, I'm grateful to hear that you found my guidance throughout the process helpful. It was my pleasure to assist you, and I'm glad my approach made a positive impact. Thank you for your kind words and for choosing Luminate Bank.

We are extremely satisfied with the terms of our reverse mortgage. If you're considering getting a reverse mortgage, I'd highly recommend that you contact Tim. He will patiently explain what a reverse mortgage can do for you and answer any...

Reply from Owner

April 13th, 2026 05:00 PM

Hi Char,Thank you so much for your kind words and for you and Russ trusting me with your reverse mortgage! I’m truly grateful you took the time to share your experience.My goal is always to make sure every client fully understands how a reverse...

Tim Oddo is the epitome of great service. We're fortunate to have someone refer him to us. He was able to help our family in Honolulu HI. Incredible level of details to get an existing reverse mortgage closed and for Tim, through his business...

Reply from Owner

April 8th, 2026 05:14 PM

Hi Noreen, thank you so much for your kind words and for trusting me with such an important financial decision. It was truly an honor to assist your family in Honolulu with both the payoff of your existing reverse mortgage and securing a new...

Tim was awesome. He took time to make sure everything was explained clearly. He followed up often and was patient during the process.

Reply from Owner

April 7th, 2026 08:37 PM

Thank you Karen! You were such a big help with Mary Anne's Reverse Mortgage. This loan is going to be a game changer for her!We are dedicated to serving our community, including homeowners in Colorado with expertise in every reverse mortgage...

Tim was always there when we had any questions or concerns. He was responsive llland easy to tslk to.

Reply from Tim Oddo

April 7th, 2026 08:15 PM

I appreciate your feedback, Char. It's important to me that you felt comfortable reaching out with your questions and concerns. I'm glad to hear that my responsiveness and approachability were helpful to you. Should anything else come up, feel...

Tim is a true expert in reverse mortgages. He takes incredible care of his clients, communicates clearly, and always operates with integrity. I confidently refer clients knowing they’re in great hands, he’s able to work in most states which...

Reply from Owner

March 23rd, 2026 06:27 PM

Thanks Priscilla - always enjoy helping your clients with their Reverse Mortgage needs.We are dedicated to serving our community, including homeowners in Colorado with expertise in every reverse mortgage and HECM loan scenario. Whether exploring...

It was effortless.

Reply from Tim Oddo

March 17th, 2026 11:46 PM

I'm pleased to hear that you found the process effortless, Richard. If there's anything more I can do for you in the future, feel free to reach out. Thank you for choosing Luminate Bank.

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About

At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

Specialities

Mortgage Lending

FHA Loans