

Tim Lindsey
Branch Manager


Northwestern University
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Reviews from Web
As we were preparing to buy a home in the Springs, we spoke with several lenders/brokers and ultimately decided to work with Chaz from Bear Mortgage, and I’m so glad we did! From the very get-go he was very enthusiastic and supportive in helping...
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Reply from Owner
January 9th, 2026 10:14 AM
Thank you for your kind words! We're delighted to hear that Chaz made your home-buying process smooth and manageable. It's great to know he provided the support and expertise you needed. Congratulations on your new home, and thank you for choosing...
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I have worked with Tim and team now on two home purchases. Their availability and support throughout both experiences was invaluable. I will definitely be working with them again for any future home buying!
Reply from Owner
January 9th, 2026 10:14 AM
Thank you so much for your kind words and for trusting the team with not just one, but two of your home purchases! We’re thrilled to hear that our support made a difference in your experience. Looking forward to working with you again for any...
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I feel incredibly grateful to have found you guys. The entire team is amazing and professional, when another bank couldn't help me, you came and rescued me. I felt that this personal treatment renewed and strengthened my dream of having a house...
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Reply from Owner
January 9th, 2026 10:14 AM
Thank you so much for sharing your experience! We’re truly honored to have been a part of your journey to homeownership and to know that we could make a difference when it mattered most. Samantha, Tiffany, and the entire team are grateful for...
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Tim and his team were awesome to work with! Very happy I used Bear Mortgage for purchasing my first home.
Reply from Owner
January 9th, 2026 10:14 AM
Thank you for the wonderful review! We're so glad to hear that Tim and the team made your first home-buying experience a great one. Congratulations on your new home, and welcome to the Bear Mortgage family!
I am absolutely delighted to recommend Gabe and Tiffany! It was a great pleasure working with them and I would love to do it again. Their unparalleled expertise and guidance made buying my first investment property easy and stress-free. From...
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Reply from Owner
January 9th, 2026 10:14 AM
Thank you so much for your incredibly thoughtful review! We’re thrilled to hear that Gabe and Tiffany made your first investment property experience smooth, informed, and stress-free. Gabe’s dedication and personalized approach are exactly...
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We used Bear Mortgage (Jordan, Tiffany, and Tim) for the purchase of my daughter’s home. They were very helpful in navigating the process with myself as a co-signer and getting her an amazing rate and monthly payment.I will definitely be using...
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Reply from Owner
January 9th, 2026 10:14 AM
Thank you so much for sharing your experience! We’re delighted to hear that our team could help make your daughter’s home purchase smooth and rewarding. Securing a great rate and manageable monthly payment is what we’re here for, and we’re...
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I can’t say enough good things about Bear Mortgage. We had a very tricky situation and Jordan and Tim were there every step of the way Answered all our questions with the upmost professionalism and kindness. They went above and beyond for us...
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Reply from Owner
January 9th, 2026 10:14 AM
Thank you so much for your heartfelt review! We’re thrilled that our Team could guide you through a complex situation with the care and professionalism you deserve. Going above and beyond for our clients is what we strive for, and it’s incredibly...
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I can't say enough about Tim and his team, I have used them on at least 4 real estate transactions and they have always been dialed in to be my biggest advocates. They show the utmost patience and explained every cost/fee associated with closings....
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This group is amazing! Highly recommend, made my lending experience a breeze. Very professional and knowledgeable of the industry.
Would absolutely use them again.
Bear Mortgage is absolutely incredible to work with. We called Tim on a weekend to let him know we didn’t even know we were on the search for a new house but that we found one we were in love with and wanted to make an offer and needed a letter...
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Home Renovation Loan
Mortgage Refinance
Bridge Loans
Medical Professional Mortgages
Fixed Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
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Education
- Northwestern UniversityBachelor's Degree

Positions
- Synergy One Lending - Branch ManagerApr 9th, 2025 - Current
Year Started
2004
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 225399
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235