

Tim Lindsey
Branch Manager


Northwestern University
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Great experience with Tiffany and Tim securing a quality mortgage product in a challenging rate environment. They even worked closely with me as I had some international travel amidst the underwriting process. Highly recommended team!
I worked with Jordan about a month ago, I advised her we needed down payment assistance and after I told her that she said she would work with us and call me back. I never received a call back I called about 3 times left her a message and I...
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AMAZING!!! Tim closed a VA loan in 14, yes, FOURTEEN days!!! That is unheard of. They are hard working, friendly, and actually care about you as their clients. We flew in from DC and spent most of our day in their office gather all the paperwork...
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Tim Lindsey and the Bear Mortgage team are great, upstanding professionals, who illuminate every step of the lending process in an easy to absorb way. Our team has done many loans with them and will continue to do so in the future. I did a...
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Outstanding Service!We are so incredibly thankful we were connected with you! We have purchased many homes over the years, and this was hands down the best experience. We felt very well attended to, and the processes you have in place are phenomenal....
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Every member of the team was fantastic! They made us feel comfortable from the first conversation, ensured that we got a great deal, and fought for us all the way through closing. The Bear Mortgage Team helped me sleep well at night - I knew...
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Super friendly and willing to help at anytime.
My husband and I just closed on our home and I am incredibly satisfied in my experiences with Bear Mortgage. Tim, Jordan, Kim, et al. were all exceptionally knowledgeable, helpful, and kind throughout the entire process, from the initial offer...
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I have had the privilege of working with this team both professionally and personally. They are knowledgeable, patient and personable ! Each member of this team was always there to answer questions, talk us through the process and look at options....
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Great customer service and they made sure the closing went incredibly smoothly!
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Home Renovation Loan
Mortgage Refinance
Bridge Loans
Medical Professional Mortgages
Fixed Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
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Education
- Northwestern UniversityBachelor's Degree

Positions
- Synergy One Lending - Branch ManagerApr 9th, 2025 - Current
Year Started
2004
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 225399
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235