Tim Lindsey
Branch Manager
Northwestern University
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Reviews from Web
Tim and his entire team were great to work with throughout the process of getting a mortgage for our first home purchase. They were all willing to take the time to walk us through the process step-by-step until our closing date. Even beyond...
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Reply from Owner
January 9th, 2026 10:14 AM
Thanks for the kind words, Sean! We appreciate you taking the time to comment. We love working with great clients like you!
Everyone at Bear including Tim, Jordan and Tiffany were great to work with. Buying a house and applying for a mortgage can be super stressful. But, Bear was there throughout the process to keep us informed and keep us on track to get to closing...
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Reply from Owner
January 9th, 2026 10:14 AM
Thank you for your kind words! We’re so glad the team helped make your home-buying process smooth and stress-free. Congratulations on your new home, and we’re here if you need anything in the future!
Bear was very thorough, supportive, and followed up with many parties to get us to the finish line with our closing. We made a mistake with the payment and caused quite the headache for people, but Tiffany to the rescue with getting new numbers...
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Reply from Owner
January 9th, 2026 10:14 AM
Thank you for your kind words! We're so glad Tiffany and the Bear Mortgage team could help resolve the issue and guide you to a successful closing. Congratulations on your new home—we’re honored to have been part of your journey!
Tim’s team is amazing. They were helpful with my refi this year, saving me a big chunk of money when rates shifted. Everyone was friendly and made the process super easy. I won’t use anyone else for my mortgage needs.
Reply from Owner
January 9th, 2026 10:14 AM
Thank you, Danny! We’re thrilled the team made your refinance smooth and saved you money. Your trust means the world to us, and we’re here for all your mortgage needs!
Bear Mortgage will take care of you! They were very responsive and transparent from the get go and answered all of my novice mortgage questions in a caring and easy to understand manner. I spoke to a few different companies but Tim seemed the...
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Reply from Owner
January 9th, 2026 10:14 AM
Thank you for your kind review! We’re thrilled to hear that Tim and the team provided the guidance and care you needed throughout the process. Congratulations on your new home! We’re here for you anytime.
Tim and his team are excellent and very helpful finding solutions in tricky situations! Highly recommended!
Reply from Owner
January 9th, 2026 10:14 AM
Thank you so much for the kind words! We’re thrilled to hear that you had a positive experience with our team. Helping our clients find solutions, even in tricky situations, is what we strive for every day. We truly appreciate your recommendation...
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I love working with Bear Mortgage and have used them quite a few times. Tim and his team are professional, easy to talk to and extremely responsive. They truly take the stress out of buying a home. I highly recommend!
Reply from Owner
January 9th, 2026 10:14 AM
Thank you, Stephanie! We're so grateful for your continued trust in Bear Mortgage. We are dedicated to making the home-buying process as smooth and stress-free as possible, and we're thrilled to hear you had a great experience. Your recommendation...
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Tim and Jordan at bear mortgage continue to be a great resource for information after closing our home purchase. We have closed multiple homes and done multiple refis over the year with them and they bc continue to be the best.
Reply from Owner
January 9th, 2026 10:14 AM
Thank you so much for your kind words and for trusting the team at Bear Mortgage with your home purchases and refinances over the years! We're thrilled to continue being a resource for you even after closing. We appreciate your loyalty and...
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Great company!
Reply from Owner
January 9th, 2026 10:14 AM
Thank you so much, Tim! We're thrilled to hear you had a great experience with Bear Mortgage Inc. Your positive feedback means a lot to us, and we're here whenever you need us. Thanks again!
Excellent team to work with, they are understanding, supportive and found the best solution for my situation. Great job!
Reply from Owner
January 9th, 2026 10:14 AM
Thank you so much for your kind words! We're thrilled to hear that you had a positive experience with our team. It was our pleasure to support you and find the best solution for your needs. Please don’t hesitate to reach out if you ever need...
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Home Renovation Loan
Mortgage Refinance
Bridge Loans
Medical Professional Mortgages
Fixed Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
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Education
- Northwestern UniversityBachelor's Degree
Positions
- Synergy One Lending - Branch ManagerApr 9th, 2025 - Current
Year Started
2004
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 225399
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235