Thomas Ray
Branch Manager
Thank you for visiting my page! Here at Highlands, we work every day to deliver the best customer service and quality loan experience for our clients. Contact me directly using the info above, or please feel free to review and use our resou... Show More
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Business Hours
Tues
8:30 AM to 5 PM(Open now)
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
⭐⭐⭐⭐⭐I highly recommend Highlands Mortgage, especially Thomas Ray and Geena Hammond. They recently assisted repeat buyers of mine, and the entire lending process was seamless from start to finish.Communication was superb throughout the transaction....
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Reply from Thomas Ray
August 21st, 2026 07:47 PM
Thank you, Christy, for your kind recommendation. I'm glad to hear that the lending process was seamless and that communication met your expectations. It's always wonderful to provide the level of service and execution that helps real estate...
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Thomas and Geena are absolutely wonderful! They make the lending process seamless with their exceptional communication and dedication. Taking the time to sit down with clients to explain closing costs sets them apart. I always feel confident...
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Reply from Thomas Ray
August 6th, 2026 01:29 PM
Thank you so much for your kind words, Amy. I'm glad to hear that you appreciate the seamless process and communication that Geena and I strive to provide. Taking the time to explain everything clearly is important to us, and it's wonderful...
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Thomas and his team were there to explain every step with professionalism. They made purchasing my new home as smooth and stress free as possible and were willing to further assist when needed.
Reply from Thomas Ray
July 23rd, 2026 03:59 PM
I'm pleased to hear that you had such a smooth and stress-free experience, Brenda. It's important to me that every step is clear and professional. Your kind words about the team's willingness to assist mean a lot. Thank you for the 5-star rating!...
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In relocating from Indiana to South Carolina, a friend recommended using Movement Mortgage. Our experience with Geena, Roxanna, and Thomas was outstanding. Everyone provided excellent customer service and was always quick to respond to our...
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Everyone involved kept me educated on what was happening, and answered any questions I had, any time I asked them.
Reply from Thomas Ray
June 16th, 2026 07:56 PM
Ryan, I'm pleased to hear that you felt well-informed throughout the process. Keeping clients educated and addressing questions is very important to us. Thank you for trusting us with your purchase mortgage.
Excellent communication and professionalism! Wonderful team and expertise!
Reply from Thomas Ray
June 16th, 2026 07:56 PM
It was such a pleasure to work for you and Conley. Geena and I were both honored to be part of your first home purchase. Our goal is to be your trusted mortgage advisors whenever you you have a need.
Geena and Thomas took excellent care of my first time homebuyer client. They carefully walked him through every step of the loan process and communicated perfectly with me.
Reply from Thomas Ray
June 16th, 2026 07:56 PM
Thank you for the great review! I'm happy to hear that attention that Geena and I give to our First Time Homebuyers is helpful. We truly care about making the process a good experience for the buyers. Thanks again for sharing your positive...
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Thomas Ray in the entire Movement Mortgage team were outstanding throughout the home loan process for my buyers. We had a unique situation involving coordination with another lender, and they work seamlessly behind the scenes to keep everything...
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Reply from Thomas Ray
June 16th, 2026 07:56 PM
Thank you Christy, You are so awesome. We love working with you. Your professionalism, follow up, and hard work for your clients are invaluable to making the entire experience great for the new homeowners.
Thank you for your trust.
any and every question was answered! Always kept us informed and updated on everything
Reply from Thomas Ray
June 16th, 2026 07:56 PM
Thank you for the nice review. It was our pleasure working for you and being part of your homebuying team.
Just the communication between all parties was great
Reply from Thomas Ray
June 16th, 2026 07:56 PM
Thank you Donna, we were so glad to be part of your purchasing a new home. I hope it brings many blessings to you and your family.
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About
Thank you for visiting my page! Here at Highlands, we work every day to deliver the best customer service and quality loan experience for our clients. Contact me directly using the info above, or please feel free to review and use our resources below. I look forward to working with you!
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Mortgage Loan Application Assistance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 171228
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