

Thomas Ray
Branch Manager


Military Mortgage Boot Camp
Thank you for visiting my page! Here at Highlands, we work every day to deliver the best customer service and quality loan experience for our clients. Contact me directly using the info above, or please feel free to review and use our resou... Show More
Location & Business Hours
Business Hours
Fri
8:30 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Without a doubt the best mortgage company a person could hope to do business with in the purchase or refinance of your home. Words and phrases like integrity and work ethic are thrown around all the time by other companies but Benchmark embodies...
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Benchmark is awesome. Thank you for everything you did for us. Caleb is the best. We appreciate the pizza for moving day, and look forward to working with you.
First time.home buyer couldn't have asked for better help than Caleb and his team
Thomas Ray has received a review with 5 star rating from Byron W
awesome people hands down best place to go through to purchase a home
First time homeowner I would recommend Caleb and everyone there to anyone!!! Thanks for making it so easy for me
Thomas Ray has received a review with 5 star rating from Brett B
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About
Thank you for visiting my page! Here at Highlands, we work every day to deliver the best customer service and quality loan experience for our clients. Contact me directly using the info above, or please feel free to review and use our resources below. I look forward to working with you!
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Mortgage Loan Application Assistance
Specialities
VA mortgages, first time homebuyers, homebuyer education, Jumbo loans, strategic financing.
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Education
- Military Mortgage Boot CampMortgage FinanceCertified VA specialist

- NMLS Licensing EducationMortgage Loan Originator

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Positions
- Highlands Mortgage - Branch ManagerJul 15th, 2026 - Current
- Movement Mortgage - Branch LeaderFeb 23rd, 2023 - Jul 15th, 2026
Memberships
- NAMB, NMLS, Baptist Church, NRA, DU, NAWA.
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1995
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 171228
Gallery

Achievements
- Being awarded the prestigious Blue Jacket, personally training and coaching multiple top producers,
Hobbies
- Fitness, Fly fishing, Hunting, cooking for family, and supporting my daughters Rodeo dreams.
Additional Information
Payment Methods
- Financing Available
Disclaimer
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