Thomas Ray
Branch Manager
Thank you for visiting my page! Here at Highlands, we work every day to deliver the best customer service and quality loan experience for our clients. Contact me directly using the info above, or please feel free to review and use our resou... Show More
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closed
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closed
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8:30 AM to 5 PM
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Reviews from Web
Everyone was so helpful and made the whole experience of buying our first home so easy and stress free!
Reply from Thomas Ray
June 16th, 2026 07:56 PM
Thank you for this great review! We truly wanted this to be a good experience for you both and I am glad that it was.. Thank you for putting your trust in me for this important milestone!
Great communication! Him and Geena both worked to get me a great deal as a first time home buyer and made the experience very easy. Anything I didn't understand they were quick to explain it for me and helped me along the entire process. I...
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Reply from Thomas Ray
June 16th, 2026 07:56 PM
I'm glad to hear that the communication and assistance you received made your first home buying experience smooth. It's always our goal to make sure everything is clear throughout the process. Thank you for your kind words. Best wishes in your...
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Thomas Ray and his team are my preferred lender and I refer all of my clients to them. With Thomas, I can trust that my clients are taken care of, educated about the process and given all of their lending options.
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Reply from Thomas Ray
June 16th, 2026 07:56 PM
We love working with you too. Your hard work, professionalism, and how much you care for your clients makes our job easier and rewarding. You praise and appreciation means more to me than you know!
Very easy process! I appreciate the patience by the whole team , given I was working with difficult sellers and seller realtor. I can't thank Thomas, Geena and Rox enough for guiding me through everything and always being quick to answer my...
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Reply from Thomas Ray
June 16th, 2026 07:56 PM
Thank you Madison. It was an honor to be your lender. Although you were great and well qualified, we certainly met some challenges with the the negotiations and other parties follow through. I was glad to be on your team to help get through...
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Thomas Ray was absolutely top-notch throughout our entire mortgage process. From the very beginning, he was incredibly knowledgeable, professional, and always willing to take the time to explain every step clearly. Buying or refinancing a home...
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Reply from Thomas Ray
June 16th, 2026 07:56 PM
Thank you, Rob. I felt honored to be your lender. You were so on top of everything, it made my job look easy. I hope this home gives your family and others many great vacations!
The communication was key. Thomas Ray is personal, felt like we were purchasing the property together with a team effort. He was always available to answer calls or texts. Thomas Ray is my lender moving forward.
Reply from Thomas Ray
June 16th, 2026 07:56 PM
Thank you, Christy. I am so glad you felt the team effort. You both certainly did your part to make things go smoothly. I was happy to be part of it. I look forward to working with you more in the future.
I had an outstabduing experience with Movement Mortgage throughout the entire home buying process. From day one, their customer service was exceptiona. Every question I had was answered quickly and throughly (no matter how big or small the...
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Reply from Thomas Ray
June 16th, 2026 07:56 PM
Carrie,We absolutely loved working with you. You made our job easy. Not only because you provided documentation thoroughly and timely, but because you are a wonderful person and a joy to work with. I also enjoyed meeting your family at the...
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The communication, explanations and personal relationship built with Thomas & Geena is unmatched. They care about their clients and the impact they are making on the community through lending.
Reply from Thomas Ray
June 16th, 2026 07:56 PM
Thank you so much for the review! I loved working with you and will keep in touch moving forward.
Thomas and his team were amazing to work with!
Reply from Thomas Ray
June 16th, 2026 07:56 PM
Thank you so much for the review! I loved working with you and will keep in touch moving forward.
Thomas was reposnsive and got my buyers to the table early!
Reply from Thomas Ray
June 16th, 2026 07:56 PM
Thank you Mary. I enjoyed working with you as well. You are a top notch agent and your professionalism helped make this a smooth closing.
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About
Thank you for visiting my page! Here at Highlands, we work every day to deliver the best customer service and quality loan experience for our clients. Contact me directly using the info above, or please feel free to review and use our resources below. I look forward to working with you!
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Mortgage Loan Application Assistance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 171228
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