

Thomas Ray
Branch Manager

Thank you for visiting my page! Here at Highlands, we work every day to deliver the best customer service and quality loan experience for our clients. Contact me directly using the info above, or please feel free to review and use our resou... Show More
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Business Hours
Sat
closed
Sun
closed
Mon
8:30 AM to 5 PM
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Reviews from Web
Outside of a miscommunication for when my closing costs needed to be payed, everyone I worked with and talked to was amazing. Communication and support was always there when I needed it even after business hours. Everyone was polite proffesional...
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Reply from Thomas Ray
June 16th, 2026 07:56 PM
I'm grateful for your kind words, Dillon. I'm pleased to know that overall you found the experience smooth and informative, and that you felt supported by our team. I apologize for the miscommunication regarding the closing costs timing, and...
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The communication was amazing, he wen above and beyond to explain things
Reply from Thomas Ray
June 16th, 2026 07:56 PM
It was such a pleasure for me and Geena to work with you and Christina. I hope this home brings you both so many happy memories. Thank you for letting us be part of this major step in your lives.
The team was efficient and very kind. However I wish underwriting didn't wait so long to request the largest transaction in my account that I had mentioned before hand, almost resulting in me owing $1500 at closing.
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Reply from Thomas Ray
June 16th, 2026 07:56 PM
Gideon, I appreciate your feedback and am glad to hear that you found my team efficient and kind. I'm sorry for the inconvenience you experienced with the underwriting condition. It has become very technical with every detail having to match....
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Smooth and seamless transactions i can always expect when working with the team!
Reply from Thomas Ray
June 16th, 2026 07:56 PM
We feel the same about working with you!
Always easy to reach and great communication
Reply from Thomas Ray
June 16th, 2026 07:56 PM
Thank you Terri, I always enjoy working with you as well. Your clients were great and made us look good.
Great communication and wanted to be a part of helping us buy a home
Reply from Thomas Ray
June 16th, 2026 07:56 PM
Thank you, Taylor. It was a pleasure being part of your homebuying team. I hope your new home brings many blessings to your family!
Working with movement morgage lenders was truly one of the best parts of our home-buying journey. From start to finish, they made the entire process feel smooth, stress-free, and actually exciting. As first-time homebuyers, we had a lot of...
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Reply from Thomas Ray
June 16th, 2026 07:56 PM
Kaylee, I'm so happy to read this review. We really do care and want our clients to have a positive and exciting experience. It's great to know that the support and patience my team and I offered helped make you feel confident as first-time...
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Everything was smooth
Reply from Thomas Ray
June 16th, 2026 07:56 PM
Thank you, Melissa you guys were a pleasure to work with. I wish you both many happy memories in your new home.
Thomas and Geena are always very responsive and transparent about the process. And a bonus is how fast they worked to get the approval. We litterally got a clear to close in less than 14 working days!
Reply from Thomas Ray
June 16th, 2026 07:56 PM
I know you had options, so I am thankful you chose us. You were great to work for.
The whole team at movement mortgage are amazing ! Everything was easy and done mostly electronicall. My in person meetings were very informative, Thomas and Geena kept me prepared for every step and no surprise! Great people!
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Reply from Thomas Ray
June 16th, 2026 07:56 PM
Kari, You are such a pleasure to work for and I am so glad that we were informative and kept you prepared. We are grateful for you.
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About
Thank you for visiting my page! Here at Highlands, we work every day to deliver the best customer service and quality loan experience for our clients. Contact me directly using the info above, or please feel free to review and use our resources below. I look forward to working with you!
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Mortgage Loan Application Assistance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 171228
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