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Fairhope Mortgage LLC
Branch Manager - Fairhope Mortgage

Tom Kalagher is the Founder and Branch Manager of Fairhope Mortgage in Fairhope, Alabama, NMLS #2028566. Since 2020, Tom has helped homebuyers, homeowners and real-estate investors throughout Baldwin County, Mobile and the Alabama Gulf Coas... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 9 PM
Sat
8 AM to 12 PM
Sun
closed
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Reviews from Web
Tom was great to work with … a very seamless process… but everyone who Tom works with was very professional and seem very interested in making your decision come true in purchasing a home …
Highly recommend….!
Reply from Owner
January 24th, 2022 03:06 PM
Robin, thank you so much. I hope you enjoy your new house.
When talking with financial professionals I have often had the experience of feeling like I understood the products better then they did. Not so with Mr. Kalagher. He understands the products, the choices, and the implications of different...
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Reply from Owner
October 27th, 2021 07:45 PM
Thank you for your business, it was great working with you.
The Fairhope/Reliant team was fabulous and I cannot recommend them enough. My loan was not an easy one but they got it done and were beyond supportive and reassuring all along the way.
Reply from Owner
October 21st, 2021 05:50 PM
Congratulations on your new home 🏡 👏
Tom works tirelessly to get into the house you want and makes sure your loan options are the best for your situation.
Both Tom and Tyler were amazing through the whole process and answered any questions I had thoroughly and in a timely manner!! I would recommend using them to my friends/family who are looking to buy a home.
Reply from Owner
September 23rd, 2021 06:38 PM
Thank you Carri, and congratulations on the new home!
Great doing business with Tom! I’ve done many transactions with him. Always on top of things and extremely responsive. As an investor, cost is a huge factor for me. Tom always finds me great rates, and does everything he can to ensure expenses...
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Reply from Owner
September 23rd, 2021 06:37 PM
Thank you for the review, it's always great working with you! Now on to the next property!
Tom has been a great broker. He is very quick to respond even after hours. He takes time to explain every part of the process. We have closed multiple homes and he has made the process seamless.
Reply from Owner
September 23rd, 2021 06:37 PM
Thank you for the review, it's always great working with you! Now on to the next property!
Fast, efficient, and good rates.
Reply from Owner
September 23rd, 2021 06:38 PM
Thanks Scott, happy to work with you on your refinance.
Fairhope Mortgage LLC has received a review with 5 star rating from Grace S
Reply from Owner
June 19th, 2024 08:51 PM
Thank you Grace
Tom is very knowledgeable, helpful, and offered me the lowest rated. I would highly recommend to anyone seeking a mortgage.
Reply from Owner
September 23rd, 2021 06:39 PM
Thank you Greg
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About
Tom Kalagher is the Founder and Branch Manager of Fairhope Mortgage in Fairhope, Alabama, NMLS #2028566. Since 2020, Tom has helped homebuyers, homeowners and real-estate investors throughout Baldwin County, Mobile and the Alabama Gulf Coast with conventional, FHA, VA, USDA, DSCR, investment-property and refinance financing.
Based in Fairhope, Tom specializes in finding solutions for borrowers with complex financing needs, including self-employed borrowers, real-estate investors, first-time homebuyers and Gulf Coast property buyers. Fairhope Mortgage serves clients throughout Fairhope, Daphne, Spanish Fort, Foley, Gulf Shores, Orange Beach, Mobile and surrounding communities.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
USDA Loans
DSCR Loans
Cash-Out Refinances
Hard Money Fix and Flip Loans
Specialities
First time home buyers
Investment properties
DSCR loans
FHA loans
USDA Loans
VA Loans
Conventional Loans
Refinance
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Positions
- Fairhope Mortgage LLC - Branch ManagerOct 1st, 2020 - Current
Memberships
- NMLS
- Eastern Shore Chamber of Commerce
- Affiliate Member of Baldwin Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Central Standard Time (CST)
Licenses
- nmls # 2028566
Gallery





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+9
Awards
$20M Producer in 2...
Best Mortgage Lend...
Best Mortgage Lend...
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Achievements
- $20M Producer in 2025
- 200 Families Served
Hobbies
- Family
- Boating
- Golf
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Disclaimer
| Equal Housing Lender | All information contained herein is for informational purpose only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Not an offer to extend credit or a commitment to lend. Terms subject to change without notice.