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Fairhope Mortgage LLC
Branch Manager - Fairhope Mortgage
Tom Kalagher is the Founder and Branch Manager of Fairhope Mortgage in Fairhope, Alabama, NMLS #2028566. Since 2020, Tom has helped homebuyers, homeowners and real-estate investors throughout Baldwin County, Mobile and the Alabama Gulf Coas... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 9 PM
Sat
8 AM to 12 PM
Sun
closed
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Reviews from Web
I can’t speak highly enough of Tom. Knowledgeable and friendly doesn’t even begin to describe him. He offers an attentive personal touch backed up by the resources of a powerful brokerage, and the results speak for themselves. I would highly...
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Reply from Owner
June 19th, 2024 08:43 PM
Thank you Noel, I've glad we got a change to meet and work together.
Tom handles his business with honesty and integrity. I have been working with him for several years and you can count on him to get your job done!
Reply from Owner
June 19th, 2024 08:43 PM
Hill, thank you, you are a valued partner.
Wonderful to work with and a terrific person. Wouldn’t do business with anyone else.
Reply from Owner
May 8th, 2024 03:40 PM
Thank you so much Dylan, it's always a pleasure working with you.
Tom was great to work with. He is very knowledgeable and attentive to helping me every step of the way. I would highly recommend Tom to anyone looking to get a mortgage.
Reply from Owner
June 19th, 2024 08:44 PM
Josh, I appreciate your kind words. You'll love the house!
I called just to ask a few questions about buying a home after bankruptcy and he was awesome! Very patient answered all questions with no judgement and gave me great advice. Highly recommend. I know where I’ll be going when the time come to...
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Reply from Owner
June 19th, 2024 08:44 PM
Thank you William, please keep in touch and follow the plan and we will get you into that house!
Tom and the entire team were efficient, responsive and thorough throughout the process. Highly recommend!
Reply from Owner
June 19th, 2024 08:45 PM
Chris, it was so nice to get to help an old friend, I hope you and Mellissa have a great summer.
I was referred to Tom Kalagher by a co-worker of mine and I'm really happy how the process was streamlined and easy. Tom was on top of everything, keeping us informed in each steps until closing. I will definitely go back to Tom for my next...
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Reply from Owner
June 19th, 2024 08:47 PM
Thank you! I love working on your Invesment properties. Nothing like passive income and a nice nest egg at retirement. I appreciate you.
Tom was fantastic thru the whole process . While I’m sure he had other loans in process he made me feel like I was his only client
Reply from Owner
June 19th, 2024 08:47 PM
Earl, It's always a pleasure working with you! Thank you.
Tom is excellent to work with completed my loan while I was out of state and got a clear to close in 3 weeks! Would highly recommend to anyone who wants superb service.
Reply from Owner
June 19th, 2024 08:48 PM
Thank you Destiny! Hope you love that house.
Tom has helped us through a refinance, and recently a purchase in Orange Beach. He is so thorough and patient, he takes the extra effort to walk you through the process and he delivers on his promises! Thank you Tom!
Reply from Owner
June 19th, 2024 08:49 PM
Matt, nothing better than helping a friend move to the beach! It was great working with you again.
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About
Tom Kalagher is the Founder and Branch Manager of Fairhope Mortgage in Fairhope, Alabama, NMLS #2028566. Since 2020, Tom has helped homebuyers, homeowners and real-estate investors throughout Baldwin County, Mobile and the Alabama Gulf Coast with conventional, FHA, VA, USDA, DSCR, investment-property and refinance financing.
Based in Fairhope, Tom specializes in finding solutions for borrowers with complex financing needs, including self-employed borrowers, real-estate investors, first-time homebuyers and Gulf Coast property buyers. Fairhope Mortgage serves clients throughout Fairhope, Daphne, Spanish Fort, Foley, Gulf Shores, Orange Beach, Mobile and surrounding communities.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
USDA Loans
DSCR Loans
Cash-Out Refinances
Hard Money Fix and Flip Loans
Specialities
First time home buyers
Investment properties
DSCR loans
FHA loans
USDA Loans
VA Loans
Conventional Loans
Refinance
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Positions
- Fairhope Mortgage LLC - Branch ManagerOct 1st, 2020 - Current
Memberships
- NMLS
- Eastern Shore Chamber of Commerce
- Affiliate Member of Baldwin Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Central Standard Time (CST)
Licenses
- nmls # 2028566
Gallery
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+9
Awards
$20M Producer in 2...
Best Mortgage Lend...
Best Mortgage Lend...
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Achievements
- $20M Producer in 2025
- 200 Families Served
Hobbies
- Family
- Boating
- Golf
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Disclaimer
| Equal Housing Lender | All information contained herein is for informational purpose only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Not an offer to extend credit or a commitment to lend. Terms subject to change without notice.